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DFCC Bank Launches Instant Cashback Loan – A Fully Digital Borrowing Experience in Under Two Minutes
June 2, 2025
DFCC Bank continues to transform the banking experience with the launch of its Instant Cashback Loan, a seamless, fully digital borrowing solution available through DFCC Online Banking and soon on the DFCC ONE mobile app. In just two minutes, eligible customers can access funds against their fixed deposits—without paperwork, branch visits, or delays.
This latest innovation underscores DFCC Bank’s promise to deliver superior customer experience driven by cutting-edge digital solutions and a relentless focus on what matters most to our customers. Each decision we make is centred around improving customer experience. The Instant Cashback Loan is designed for speed, convenience, and flexibility, offering exclusive online interest rates and a 24/7 self-service process that gives customers complete control over their borrowing needs.
Commenting on the launch, Omar Sahib, Vice President/ Chief Digital Officer of DFCC Bank, said, “This initiative reflects our commitment to becoming Sri Lanka’s most customer-centric organisation, and the easiest to bank with, by making banking simpler, faster, and more accessible. By leveraging digital innovation, we empower our customers with financial solutions that fit their needs – without the usual complexities of borrowing.”
The Instant Cashback Loan is available for individual fixed deposits that are renewed at maturity or interest payout deposits. Loan amounts start from LKR 10,000, and repayment terms range from 1 to 60 months.
This initiative reinforces DFCC Bank’s digital transformation journey, leveraging technology-driven innovation to redefine convenience and financial empowerment. Customers can visit DFCC Bank’s website or log in to DFCC Online Banking to experience this next-generation financial solution today.
About DFCC Bank
DFCC Bank PLC, established in 1955 and listed on the Colombo Stock Exchange since 1956, is one of Sri Lanka’s leading financial institutions. Regulated by the Central Bank of Sri Lanka and rated A (lka) by Fitch Ratings, the Bank offers a comprehensive portfolio of retail, corporate, and SME banking services, along with treasury, investment, and trade finance solutions.
With customer centricity and sustainable innovation at its core, DFCC Bank delivers seamless and secure banking experiences, which include digital platforms like DFCC MySpace, and through a network of 138 branches and access to over 5,500 ATMs via the LankaPay network.
A recognised leader in sustainable finance and renewable energy initiatives, DFCC Bank is committed to reducing environmental impact and fostering long-term economic resilience.