Personal Loan for Permit Holders

Personal Loan for Permit Holders

A special loan scheme for vehicle permit holders



  • Professionals and Others entitled to Vehicle permits.
  • Up to 55 Years of age (60 years subject to Employer Confirmation)
  • Professionals – A minimum income of LKR 30,000.00 + income from Private Practice
  • Other permit Holders – A Minimum Income of LKR 100,000.00


  • Professionals – NIL margin on LCs
  • Other permit holder – 10% margin on LCs
  • Reduced LC commission
  • Special Benefits – 0% instalment plans with a DFCC Credit Card for your vehicle insurance


Professionals – A maximum period of 7 years (Subject to an age limit of 60 years.)

Other permit holders – A maximum period of 5 years (Subject to an age limit of 60 years)

Click here to have a look at your instalment calculation

How to Apply

Download the application form, complete and submit same to any DFCC branch or fill in the inquiry form given below and we will contact you.

You may also visit a branch of your choice to apply for the loan.

Documents to be Submitted:

  • Duly completed Application Form.
  • Accepted Terms & Conditions.
  • A certified copy of one’s National Identity Card, Driver License or Passport.
  • Identification from the relevant professional body or copy of the professional qualification
  • Assignment over salary – Letter of undertaking from employer on the DFCC prescribed format or confirmed Standing Order
  • Letter of undertaking from the applicant to route all private practice income to DFCC
  • Latest Salary Slip (Original/Certified copy) if variable allowances are to be considered 03 months original/certified copies should be submitted.
  • Current/Savings account statements for the past 03 months.
  • Additional sources of income such as Rent, income from Leases will be considered subject to documentary evidence.

Digital Banking

Interest Rate

Tools & Support


Contact Us

For assistance during office hours, please contact:

Dedicated Personal Loan specialist

Meshara Perera – 0777339663

Western Province

Diluk Himantha – 0772 309523

P. Ghengatharan – 0777 847585

Sabaragamuwa Province

Dhammika Nanayakkara – 0777 717746

Southern Province

Tachith Eshan – 0772 951424

Osanda Gunatillake – 0772 017657

Dhanesh Dissanayake – 0772 017664

Central Province

Rasika Rathnayake – 0773 620526

Budhhika Hewapathirana – 0773 050686

North Western Province

Suranga Senarathne – 0777 663199

Prasannajith Adikari – 0772 017683

Eastern Province

Kapila Dissanayake – 0774 156814

Tharaka Sampath – 0773 685414

Balasubramaniam Muralitharan – 0779 000871

Northern Province

Tudor Godwin – 0776 365807

Qualifications Required – As stated below

1.1 Accountants

  • Chartered Institute of Management Accountants (CIMA).
  • Certified Finance Analysts (CFA).
  • Association of Chartered Certified Accountants Sri Lanka (ACCA).
  • Members of the Institute of Chartered Accountants of Sri Lanka (CA).
  • Chartered Management Accounts of Sri Lanka (CMA).

1.2 Doctors

  • Members of the Sri Lanka Medical Council.
  • Sri Lanka Veterinary Association.
  • Sri Lanka Dental Association.

1.3 Engineers

  • Members of the Institute of Engineers, Sri Lanka..
  • Members of the Institute of Incorporated Engineers, Sri Lanka.
  • IT Engineers

1.4 Lawyers

  • Attorneys-at-Law/ Members of the Bar Association.

1.5 Marketing Professionals

  • SLIM – serving in the capacity of Senior Executives & above grades.
  • CIM – serving in the capacity of Senior Executives & above grades.

1.6 Lecturers

  • Professors/Lecturers of Government Universities.

1.7 Prabhu/Premier/Premier Plus

  • Salaried Employees who maintain an account with DFCC as a green channel customer (Prabhu/Premier/Premier Plus) for a minimum period of six months.

1.8 Valuers

1.9 Surveyors

1.10 Chartered Architects