Personal Loan for Self-Employed Professionals

Personal Loan for
Self-Employed Professionals

A Special Loan Scheme tailor-made for Professionals in fixed employment as well as self-employment



  • Qualified Professionals
  • Age between 18 to retirement, subject to the loan being fully repaid before the date of retirement.
  • Minimum Income of Rs 150,000.00 and income from private practices.


Maximum tenor of 7 years subject to the loan is repaid in full before retirement.

Click here to have a look at your installment calculation

How to Apply

Download the application form, complete and submit same to any DFCC branch or fill in the inquiry form given below and we will contact you.

You may also visit a branch of your choice to apply for the loan.

Documents to be Submitted

  • Duly completed Application Form.
  • Accepted Terms & Conditions.
  • A certified copy of one’s National Identity Card, Driver License or Passport.
  • Identification from the relevant professional body or copy of the professional qualification
  • Assignment over salary – Letter of undertaking from employer on DFCC prescribed format or confirmed Standing Order
  • Letter of undertaking from the applicant to route all private practice income to DFCC
  • Latest Salary Slip (Original/Certified copy) if variable allowances are to be considered 03 months original/certified copies should be submitted.
  • Current/Savings account statements for the past 03 months.
  • Additional sources of income such as rent, income from lease will be considered provided documentary evidence is submitted.

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Interest Rate

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Contact Us

24*7 hotline – 0112 350000

Qualifications Required – As stated below

Accounting Professionals

  • Chartered Institute of Management Accountants (CIMA)
  • Certified Financial Analysis (CFA)
  • Association of Chartered Certified Accountants of Sri Lanka (ACCA)
  • Members of Institute of Chartered Accountants of Sri Lanka (CA)
  • Chartered Management Accountants of Sri Lanka (CMA)
  • Members of Certified Business Accountants (CBA) programme of CA of Sri Lanka
  • Members of institute of Certified Management Accountants of Sri Lanka (CMA – Sri Lanka)
  • Members of Institute of Certified Management Accountants Australia (CMA- Australia)

Medical Professionals

  • Sri Lanka Medical Council Members
  • Sri Lanka Dental Association
  • Members of Ayurvedic Medical Council of Sri Lanka employed in government Ayurvedic Hospitals
  • Members of Veterinary Council of Sri Lanka

Professions Supplementary to the Medicine

  • Radiographers
  • Physiotherapists
  • Pharmacist
  • Medical Laboratory Technologists
  • Speech therapists
  • Audiology technicians
  • Health Entomology Officer
  • Ophthalmic Technologists
  • Dental Technicians
  • School Dental Therapists
  • Occupational Therapists
  • Electro Encephalo Grapher (EEG Recordist)
  • Electro Cardio Grapher (ECG Recordist)
  • Prosthetics and Orthotics

Engineering Professionals

  • Members of Institute of Engineers, Sri Lanka (IESL)
  • Members of Institution of Incorporated Engineers Sri Lanka (IIESL)
  • Members of Institute of Quantity Surveyors Sri Lanka (IQSSL)
  • Members of Sri Lankan Airlines Licences Aircraft Engineers
  • IT Engineers
  • Members of the Institute of Facilities Management Sri Lanka
  • Members of Institute of Geologists Sri Lanka (IGSL)
  • Members of the Land Survey Council of Sri Lanka (With a valid practicing license)

Human Resources

  • Members of Institute of Personnel Management Sri Lanka (IPM)

Legal professionals

  • Members of Bar Association – Currently considered only on a case by case basis
  • Members of high court Judges Association of Sri Lanka
  • Members of Judicial Services association of Sri Lanka

Marketing Professionals

  • CIM – Should have completed the Post Graduate Diploma Level
  • SLIM – Should have completed the Post Graduate Diploma Level

Air and Aviation Professionals

  • Members of Airline Pilots’ Guild of Sri Lanka
  • Members of Air Traffic Controllers Association

Logistics and Transport

  • Members of the Chartered Institute of Logistics and Transport Sri Lanka
  • Members of the Institute of Supply and Material Management

Insurance Professionals

  • Members of Chartered Insurance Institute of UK


  • Deck Department
    • Captain (Master)
    • Chief Officer
    • Officer
    • Second Officer
    • Third Officer
  • Engine Department
    • Chief Engineer
    • Second Engineer
    • Third Engineer
    • Fourth Engineer

Other Professionals

  • Chartered Architects
  • Members of Sri Lanka Administrative Service Association
  • Lecturers of Government Universities