Welcome to DFCC Bank.Your transition,made simple.

The Retail, Wealth, and SME portfolios of Standard Chartered Sri Lanka will move to DFCC Bank, marking an exciting new chapter in your banking journey. This page is your go-to guide for all the key details and what this change means for you.

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Migration Timeline
Migration Progress40% Complete
15 APR 2026

Migration Window Confirmed

Phased execution begins with service restoration rollout.

✓ Completed
20 APR 2026

Welcome Pack Dispatch

Profile-specific welcome communications dispatched in stages.

✓ Active
28 APR 2026

Digital Readiness Checklist

Verify mobile & email for uninterrupted OTP flows.

Upcoming
30 APR 2026

Go-Live Date

Full migration execution. All accounts transitioned to DFCC.

Upcoming

Who We're Serving

Whether you bank personally, run a business, or manage a wealth portfolio — your transition is our priority.

Personal & Priority Banking
Personal · Priority

Personal Banking

Accounts, cards, and everyday banking

SME Business Banking
SME · Corporate

Business Banking

Facilities, trade, and business accounts

Wealth Management
Wealth · Investments

Wealth Management

Portfolios, advisory, and investment services

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Last Updated: 24 Jun 2026

When will the transfer take place?

The transfer is scheduled for 31 July 2026 (the transfer date). If this date changes, you will be notified in advance through official channels. No action is needed from your side right now. 

What happens to my Standard Chartered Bank accounts and products?

Everything moves across with you. Your Standard Chartered Bank portfolio savings, current accounts, fixed deposits, loans, credit cards, and reward points, will be replicated at DFCC Bank as at 31 July 2026. Your balances, limits, and outstanding amounts transfer exactly as is.

Will there be any service downtime during the transfer?

A scheduled service window will take place as part of the transition to DFCC Bank. 

* SCB Sri Lanka branches, CDMs, and ATMs will be unavailable from 3:00 p.m. on 31 July 2026. 

* Online / Mobile banking, card services, and other banking services will be unavailable from 7:00 p.m. on 31 July 2026 until midnight on 02 August 2026. 

* We recommend planning your cash withdrawals and payment needs in advance. 

Your new DFCC Bank services will be fully available from 03 August 2026. 

Do I need to visit a branch or do anything to complete the transfer?

No, the transfer happens automatically. However, we recommend that you update your contact details (mobile number, email, postal address) on your Standard Chartered Bank profile before the transfer date, so your Welcome Letter and communications will reach you.

Is there any cost involved in transferring my account?

The transfer of your Standard Chartered Bank portfolio to DFCC Bank is free of charge. 

When will I receive my Welcome Letter?

DFCC Bank will work to deliver your Welcome Letter before the transfer date.

Please ensure your registered address and contact details are updated with Standard Chartered Bank to avoid delays.

Can I receive my Welcome Letter in Sinhala or Tamil?

Your Welcome Letter will initially be in English. If you would prefer it in Sinhala or Tamil, simply contact our 24-hour Help Desk on +94112350000 and we will arrange it for you.

Is my personal and financial data secure during the transfer?

Yes. The security of your personal and financial information is the highest priority for both Standard Chartered Bank and DFCC Bank. All customer data is protected under strict regulatory requirements and banking confidentiality standards. Robust information security frameworks are in place at every stage of the transition your data will only be used to serve and protect your interests.

What happens to my fees and charges?

Following the transfer, DFCC Bank's prevailing tariff structure will apply, based on your customer segment and account relationship. Please click on (dfcc.lk) for more details.

What will happen to my open disputes or chargeback cases?

All open disputes and chargebacks will transfer to DFCC Bank on the transfer date. DFCC Bank will coordinate with Standard Chartered Bank to resolve each case promptly after the transfer.

Will my existing Standard Chartered Bank account and credit/debit card numbers change?

A new DFCC account number will be created for you as part of the migration. Your new account number will be communicated to you on the Welcome Letter. Debit/Credit card numbers will be updated as part of the card issuance process, with full details communicated on your Welcome Letter. 

If I am an existing DFCC Bank customer, how will correspondence be managed?

Before the transfer, all Standard Chartered Bank related correspondence will use your Standard Chartered Bank registered contact details. After the transfer, your DFCC Bank registered contact details will be used for all correspondence across all products.

How can I protect myself from phishing or fraud during the transfer?

Please be vigilant with any unsolicited communication claiming to be from either bank. Neither Standard Chartered Bank nor DFCC Bank will request sensitive information such as passwords, PINs, or OTPs through unsolicited emails, SMS messages, or phone calls. All legitimate transition communications will come through official, verified channels. If anything feels unusual or raises concern, please contact us immediately on Hotline number +9411235000.

My mobile number at Standard Chartered Bank is different from the one registered at DFCC Bank. Which number will receive my OTPs after migration?

After migration, the mobile number registered with DFCC Bank will be used for all OTP delivery. We strongly recommend verifying that your preferred mobile number is updated with DFCC Bank before the cutover to ensure uninterrupted access. Please contact us and we will assist you right away.

How do I update my mobile number, email, or address after the transfer?

After the transition, you can update your contact details anytime through DFCC ONE or by visiting any DFCC Bank branch at your convenience. Updating your information ensures you never miss out any important communications from the bank.

Do I need to re-submit KYC documents?

No additional documentation is required for the transfer, unless you are specifically notified by DFCC Bank.

What about my Withholding Tax (WHT) declaration for the financial year 2026/2027?

If you have already submitted a WHT declaration to Standard Chartered Bank before the transfer date, it will be updated to your new DFCC Bank accounts automatically. If not, you will need to submit a new declaration addressed to DFCC Bank (including your new DFCC Bank account number) to your nearest DFCC branch after the transfer.

How will I receive my consolidated Withholding Tax (WHT) certificate for the financial year 2025/2026?

Standard Chartered Bank will provide your WHT certificate for FY 2025/2026 prior to the transfer. If you need this certificate after the transfer date, simply reach out to DFCC Bank and we will arrange it for you.

Can I visit a DFCC Bank branch before the transfer date?

Yes, DFCC branches across the island are open and ready to assist you whether you have questions about the transition, want to meet the team, or simply wish to familiarise yourself with our services. Until the transfer date, your transactional banking continues with Standard Chartered Bank.

What are DFCC Bank's branch operating hours?

Weekdays: 9:00 AM to 3:00 PM. Saturday Banking (selected branches): 9:00 AM to 01:00 PM.

Where can I find DFCC Bank branch locations?

A full list of DFCC Bank branch locations, contact numbers, and operating hours is available at www.dfcc.lk and through our customer care hotline +94112350000. 

How do I find the nearest DFCC Bank ATM or CRM?

You can locate the nearest DFCC ATM or CRM using the branch and ATM locator on the DFCC Bank website.

Will my DFCC card work at other banks' ATMs in Sri Lanka?

Yes. Your DFCC card is accepted at all local bank ATMs. Please note that charges may apply refer to DFCC Bank tariffs for details at www.dfcc.lk 

Can I use my DFCC ATM card globally?
Yes. In certain cases where your account is subject to specific regulatory guidelines, card usage will be restricted to domestic transactions within Sri Lanka.
What are DFCC's bank code and SWIFT code?

Bank Code: 7454. SWIFT Code: DFCCLKLX

Are cheque deposit boxes available at DFCC Bank branches?

Cheque deposit boxes are not available. Instead, Cheque Deposit Machines are available at selected DFCC Bank branches. For the full list of branches with Cheque Deposit Machines, please visit the DFCC Bank branch network at: dfcc.lk/dfcc/branch-network and filter by category. 

How long does it take to clear a cheque between two DFCC Bank accounts?

Cheques between two DFCC Bank accounts are cleared on the same day, subject to availability of funds and all applicable terms being met.

What happens to the existing Standard Chartered Bank branches, including the Priority Centre?

All six (6) existing Standard Chartered Bank branches, including the Priority Centre, will operate as DFCC branches and/or Pinnacle Centres upon completion of the transfer. If you are eligible for the DFCC Pinnacle proposition, you will be informed of your assigned branch closer to the transfer date.

Who do I contact for queries before and after the transfer?

Please continue to contact Standard Chartered Bank Client Care Center on 0112480480 for all account related matters until 31 July 2026. From 01 August 2026 onwards, DFCC Bank's dedicated support teams will be available through branches, our contact centre, and digital channels. The Customer Support Number remains unchanged (+94 112350000). 

What happens to my Minor savings account?

Minor savings accounts will be transferred to DFCC Bank as part of the migration. All account details will be communicated to the guardian through the Welcome Letter. For queries about your Minor savings account, please contact the DFCC Bank Contact Centre on +94112350000 or visit your nearest branch.

I am a new DFCC Bank customer (no prior relationship). How will correspondence be managed?

All correspondence relating to your transferred Standard Chartered Bank portfolio will be sent using the contact details registered with Standard Chartered Bank postal address, email, and mobile number. 

Can I continue using my safe deposit locker after the migration to DFCC Bank?

Yes. Your safe deposit locker arrangement will continue uninterrupted after the migration. You will be notified of any changes to your locker terms or the branch at which your locker is held, well in advance. 

Will my safe locker be at the same branch after migration?

Your locker will remain at the same branch unless you are advised otherwise. If there are any changes to the branch arrangement, we will contact you directly with details and next steps. 

Do I need to sign a new safe deposit locker agreement with DFCC Bank?

No. Your existing locker agreement will continue as is following the migration. No new documentation is required on your part. 

Will my safe deposit locker rental charges change after migration?

Your existing locker rental rate will be honored for the current rental period. Any changes to applicable charges under DFCC Bank's tariff will be communicated to you in advance.

What happens to my safe deposit locker if I do not visit the branch during the migration period?

Your locker and its contents remain secure and unaffected throughout the migration process. No access will be granted to your locker by the bank without your authorization.

Can I access my safe deposit locker during the migration cutover period?

Locker access will not be available during the migration blackout period. We recommend planning any locker visits before or after the scheduled cutover window. The blackout dates will be communicated to you in advance. 

Who do I contact if I have concerns about my safe deposit locker after migration?

You may contact the DFCC Bank Contact Centre on +94112350000 or visit your assigned branch.

Do any other DFCC branches have safe deposit lockers available?

Yes. Safe deposit lockers are available at selected branches, subject to availability. Please contact your Relationship Manager or visit your nearest branch for details and assistance

What will happen to my open disputes or chargeback cases after the transfer?

All open disputes and chargeback cases registered with Standard Chartered Bank prior to the transfer date will be transferred to DFCC Bank. DFCC Bank will coordinate with Standard Chartered Bank to ensure timely resolution of each case. You will not need to resubmit any documentation your case will continue from where it stands. You will be kept informed of progress after the transfer. 

I have a student file with Standard Chartered Bank to send funds to my son/daughter studying overseas. What happens to this after the migration?

Your student file and the associated outward remittance facility will be transferred to DFCC Bank as part of the migration. You will be able to continue sending funds to your son or daughter studying overseas through DFCC Bank, subject to applicable Central Bank of Sri Lanka (CBSL) regulatory requirements & documentary evidence. Your DFCC Bank Relationship Manager or the Contact Centre will assist you in continuing this facility at DFCC Bank after the transfer date. 

Can I send funds to my son/daughter studying in the UK (or overseas) from my account at DFCC Bank?

Yes. You can continue to remit funds to support your son or daughter studying overseas through DFCC Bank after the migration. Outward remittances for educational purposes are facilitated subject to Central Bank of Sri Lanka (CBSL) regulatory requirements & documentary evidence. Please visit your nearest DFCC Bank branch or contact your Relationship Manager to ensure your student file is activated and your remittance arrangements are in place from the transfer date. 

What happens to my fees and charges after the transfer?

Following the transfer, the prevailing tariff structure of DFCC Bank will apply to your accounts and products, based on your customer segment and banking relationship. Any existing fee arrangements with Standard Chartered Bank will continue to be honored for the duration of their active contractual period. Details of DFCC Bank’s applicable fees and charges are available at dfcc.lk

Can I continue using my existing Standard Chartered Bank account number to receive funds from other Banks?

Yes, you can continue to use the Standard Chartered Bank Account number for receiving funds from other banks. 

Are there any changes required for incoming transfers?

Yes. Senders must update the Bank Code [For domestic transfers] / SWIFT Code [For Cross boarder transfers] when initiating transfers to your account. This is mandatory to ensure funds are routed correctly. DFCC Bank code is 7454 and Swift Code is DFCCLKLX 

What happens if the Bank Code / SWIFT Code is not updated?

Transfers may be delayed, rejected, or returned to the sender if the correct details are not used. DFCC Bank is 7454 and Swift Code is DFCCLKLX   

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