Features & Benefits
Features & Benefits
- Minimum deposit – LKR 10,000
- Interest can be retrieved monthly, quarterly, bi-annually, annually or at maturity.
- Fixed deposits can also be used as collateral in the event of obtaining a credit facility.
- Preferential interest rates can be arranged for exceptionally large deposits.
- Hassle-free Online Account Opening
- Open Saving and Fixed Deposit account via Online Banking
- An additional 0.5% interest rate for fixed deposits opened via online banking (This will apply strictly to standard rates and will not be applicable to deposits with terms of over 2, 3, or 5 years)
- Ability to uplift fixed deposits which have been opened online
- Cash Back Loans
- Obtain loans 24/7 from anywhere – no bank visits required
- Exclusively available for Online Banking users.
- You must have a Fixed Deposit in your account to be eligible.
- Loan amounts starting from Rs. 10,000/-
- Flexible repayment period of up to 60 months.
- 90% of the amount can be used as a loan.
- The loan will be credited to your account immediately.
- Interest Margin:
- Branch: 2.5% – 5% (based on tenure)
- Online Banking: Flat 2% (regardless of tenure)
- Processing Fee:
- Branch: Rs. 2,500 per loan
- Online Banking: Rs. 1,000 per loan
Eligibility
Eligibility
- Individuals above 18 years of age and entities
Interest Rate
Interest Rate
DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest for your hard-earned savings.
How to Apply
How to Apply
- Visit our nearest Branch – Check the Branch Near You
- Call the Hotline – 0112350000
Digital Banking
Digital Banking
Senior Citizen Interest Rates
Senior Citizen Interest Rates
Tools & Support
Tools & Support
- Read our Blogs
- Check our Fixed Deposit Calculator
- Locate our Branch/ATMs/CDMs
- Check the Latest Card Promotions
