Special Interest Rate Scheme for USD Fixed Deposits

Promotion Duration:

  • Offer valid from 16th June to 15th September 2025.

Promotional Fixed Deposit Options

  • Option 1: Standard USD Fixed Deposit
    • Interest Rate: 5.00% p.a.
    • Tenure: 1 year
    • Eligibility: New or existing PFCA account holders with fresh funds
    • Payout: Interest paid at maturity
    • Condition: Promotional rate applies only to fresh funds. Not applicable on renewals or rollovers.
  • Option 2: Enhanced Rate with USD Investment Planner
    • Interest Rate: 5.50% p.a.
    • Tenure: 1 year
    • Eligibility: PFCA account holders who open a DFCC Investment Planner (DIP) with a minimum monthly deposit of USD 100 during the promo period
    • Payout: Interest paid at maturity
    • Special Condition: DIP must remain active for the full 12 months to qualify for the enhanced rate.

    How to Qualify

    • Open or maintain a Personal Foreign Currency Account (PFCA) with DFCC Bank.
    • Place a 1-year USD Fixed Deposit using fresh funds (inflows during the promo period).
    • To unlock the 5.5% rate, open a DFCC USD Investment Planner with minimum USD 100 monthly installments, maintained continuously for 12 months.

    Important Notes

    • In case of DIP discontinuation, the bank will recover excess interest paid.
    • Interest is paid only at maturity.
    • Premature upliftment will follow standard terms.
    • This offer cannot be combined with any other promotional rates.

    Ready to Grow Your Foreign Currency Earnings?

    *Terms & Conditions apply.

    Frequently Asked Questions (FAQs)

    01.Can I convert another currency to USD and place a deposit?

      Yes, we accept other foreign currencies. The deposit will be converted to USD using the prevailing exchange rate.

    02.What happens if I stop paying into my DIP before 12 months?

      You will no longer be eligible for the 5.5% rate, and the bank will recover the additional interest paid.

    03.Can I renew my FD after maturity at the same rate?

      No, the promotional rate is only applicable for new FDs placed during the campaign period.

    04. Will I get interest monthly?

      No, interest is paid only at the end of the 1-year term.

    05. What are the promotion dates?

      The promotion is valid from 16th June to 15th September 2025.

    06. Who is eligible for this promotion?

      This promotion is exclusively for individuals who receive inward remittances to their PFCA, IIA, and FCBU accounts in USD. It is available to Sri Lankans living or working abroad and recipients of overseas remittances.

    07. How can I benefit from this promotion?

      To benefit from this promotion, ensure that your funds are directly remitted from overseas via SWIFT or other approved banking channels to your DFCC USD PFCA account.

    08.How do I open a USD fixed deposit account?

      You can open your account by visiting your nearest DFCC Bank branch or by applying online via dfcc digital onboarding portal subject to you have a valid National identification card.

    09. How can I contact DFCC Bank for more information?