Savings Rates
Latest savings account interest rates offered by DFCC Bank. Rates subject to change based on market conditions in Sri Lanka
Savings Product Rates
DFCC Winner
(W.E.F 22nd October 2025)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 49,999.99 | 0.00% (AER 0.00%) |
| 50,000.00 – 999,999 | 3.00% (AER 3.04%) |
| 1,000,000 – 4,999,999 | 3.50% (AER 3.56%) |
| 5,000,000 and Above | 4.00% (AER 4.07%) |
DFCC Xtreme Money Market Account
(Rates from 27th October to 02nd November 2025)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 100,000.00 | 0% (AER 0%) |
| 100,000.00 to 999,999.99 | 2.00% (AER 2.02%) |
| 1,000,000.00 to 49,999,999.99 | 5.00% (AER 5.12%) |
| 50,000,000.00 and Above | 6.25% (AER 6.43%) |
DFCC Xtreme Money Market Dollar
(Rates for the month of October 2025)
| Deposit Range (USD) | Interest Rate (% P.A.) |
|---|---|
| Up to 49,999.99 | 3.00% (AER 3.04%) |
| 50,000.00 - 99,999.99 | 3.25% (AER 3.30%) |
| 100,000.00 - 249,999.99 | 3.50% (AER 3.56%) |
| 250,000.00 and Above | 4.00% (AER 4.07%) |
| Deposit Range | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0.00% (AER 0.00%) |
| 1,000.00 and above | 2.00% (AER 2.02%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 99,999.99 | 3.50% (AER 3.56%) |
| 100,000.00 and above | 4.50% (AER 4.59%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 999,999.99 | 5.00% (AER 5.12%) |
| 1,000,000.00 and above | 9.00% (AER 9.38%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0%) |
| 1,000.00 – 4,999,999 | 4.00% (AER 4.07%) |
| 5,000,000.00 and above | 5.00% (AER 5.12%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 and above | 3.50% (AER 3.56%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| 100,000.00 and Above | 4.00% |
DFCC Xtreme Money Market Account other currencies
October 2025 (The rates given below are applicable for all the tiers)
| Foreign Currency | Rates | AER |
|---|---|---|
| GBP | 2.00% | 2.02% |
| EUR | 1.00% | 1.00% |
| JPY | 0.50% | 0.50% |
| AUD | 3.25% | 3.30% |
| SGD | 2.75% | 2.78% |
| CAD | 3.25% | 3.30% |
| CHF | 0.50% | 0.50% |
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% | 1.00% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% | 1.00% |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 99,999.99 | 2.50% (AER 2.53%) |
| 100,000.00 - 999,999.99 | 3.00% (AER 3.04%) |
| 1,000,000.00 and above | 4.25% (AER 4.33%) |
DFCC Investment Planner
(W.E.F 22nd October 2025)
| Type | Interest Rate (% P.A.) |
|---|---|
| Adult LKR | 9.00% |
| Adult FCY (USD, AUD, CAD, EUR, GBP) | 5.00% |
| Minor LKR | 9.50% |
| Minor FCY (USD, AUD, CAD, EUR, GBP) | 5.50% |
Golden Paradise Visa Program Savings
(W.E.F 22nd October 2025)
| Currency | Interest Rate (% P.A.) |
|---|---|
| USD | 1.25% (AER 1.26%) |
| GBP | 1.00% (AER 1.00%) |
| EUR | 1.00% (AER 1.00%) |
| AUD | 2.50% (AER 2.53%) |
| CAD | 0.50% (AER 0.50%) |
| CNY | 1.00% (AER 1.00%) |
DFCC Green Deposit
(W.E.F 22nd October 2025)
| Currency | Interest Rate (% P.A.) |
|---|---|
| LKR - 1 Year | 7.50% |
| FCY - 1 Year | 5.00% |
DFCC Online Banking Savings Goals
| Goal Amount (LKR) | Interest Rate (% P.A.) |
|---|---|
| 10,000 to 10,000,000 | 5.50% p.a (AER 5.64%) |
