Personal Loans for Members of GMOA

Personal Loans
for Members of GMOA

An exclusive Loan scheme tailor-made for members of the Government Medical Officer’s Association (GMOA).



  • A maximum age of 60 years (63 years of age for Specialized Doctors and Surgeons)
  • Interns, Preliminary Grade Doctors, Grade 02 Doctors, Grade 01 Doctors, Administrators, Consultants and Surgeons
  • A Minimum Income of Rs 30,000.00 (Basic + Fixed Allowances + Variable Allowances, Variable Allowances = 75% of 3 months Average)


The Loan could be obtained for a maximum period of 7 years subject to an age limit of 60 years on equated monthly instalment (Where your capital plus interest is a fixed sum)

Specialised doctors and surgeons may go up to maximum of 63 years.

Click here to have a look at your installment calculation

How to Apply

Download the application form, complete and submit same to any DFCC branch or fill in the inquiry form given below and we will contact you.

You may also visit a branch of your choice to apply for the loan

Documents to be Submitted

  • Duly completed Application Form.
  • Accepted Terms & Conditions.
  • Assignment over salary – Letter of Undertaking from the employer on DFCC prescribed format or confirmed Standing Order.
  • Letter of undertaking from applicant to route all private practice income to DFCC
  • Identification from the Medical Council and Letter from the Employer indicating applicant’s grade.
  • A certified copy of one’s National Identity Card, Driving License or Passport.
  • Additional sources of income such as income from private practice, rent and lease income will be considered subject to documentary evidence

Digital Banking

Interest Rate

Tools & Support


Contact Us

For assistance during office hours, please contact:

Dedicated Personal Loan specialist

Meshara Perera – 0777339663

Western Province

Diluk Himantha – 0772 309523

P. Ghengatharan – 0777 847585

Sabaragamuwa Province

Dhammika Nanayakkara – 0777 717746

Southern Province

Tachith Eshan – 0772 951424

Osanda Gunatillake – 0772 017657

Dhanesh Dissanayake – 0772 017664

Central Province

Rasika Rathnayake – 0773 620526

Budhhika Hewapathirana – 0773 050686

North Western Province

Suranga Senarathne – 0777 663199

Prasannajith Adikari – 0772 017683

Eastern Province

Kapila Dissanayake – 0774 156814

Tharaka Sampath – 0773 685414

Balasubramaniam Muralitharan – 0779 000871

Northern Province

Tudor Godwin – 0776 365807