About Us
DFCC Bank: Shaping Sri Lanka’s Financial Future
Since 1955, DFCC Bank has been a driving force in Sri Lanka’s economic development. Established as the nation’s first development bank through a collaboration between the Government of Sri Lanka and the World Bank, DFCC was created to empower entrepreneurs, fund innovation, and build industries that shape the country’s future.
Our Evolution
From Development Pioneer to Full-Service Financial Partner
DFCC Bank began with a clear mission: to fund long-term growth and support private enterprises. With a unique structure that encouraged private sector participation, DFCC quickly became a regional benchmark.
Listed on the Colombo Brokers’ Association as early as 1956, we’ve always been ahead of the curve. In 2015, DFCC Bank PLC was born through a strategic merger with DFCC Vardhana Bank, evolving into a fully licensed commercial bank—offering customers and investors the best of both worlds.
What We Do Today
A Balanced Portfolio with Purpose
As a development and commercial Bank, DFCC provides a broad range of financial solutions—from retail banking and SME loans to corporate banking and renewable energy project financing. Nearly half of our portfolio is still dedicated to development lending, reflecting our ongoing commitment to national growth.
Whether it’s a start-up seeking capital or a major infrastructure project, DFCC is the trusted name behind some of Sri Lanka’s most ambitious ventures.
Why Choose DFCC
For Customers: Smarter, Simpler Banking
We’re constantly innovating to offer convenient, digitally driven banking experiences:
- DFCC OneApp– Revolutionising cashless transactions
- Lanka Money Transfer – Instant remittances to any LMT partner
- EMV-enabled Credit Cards – First in Sri Lanka to offer 1% Cashback on every swipe
- 139 branches & 4,000+ ATMs via LankaPay for island-wide access
We make banking personal, accessible, and future-ready.
For Investors: Strong Foundations, Strategic Growth
With over 70 years of financial leadership, DFCC is synonymous with resilience, innovation, and value. Backed by a diverse shareholder base and a solid track record, we continue to generate sustainable returns through:
- Development and commercial banking
- Investment banking and asset management
- IT services and consultancy
- Industrial estate management
The World Bank has recognised DFCC Bank as a model for successful transformation. It remains focused on growth with purpose.
Our Story
Built to Develop. Evolved to Empower.
Founded in 1955, DFCC Bank is one of Asia’s oldest development banks and a trailblazer in Sri Lanka’s financial landscape. Established under an Act of Parliament, the Bank was created to fuel post-independence industrial growth through private sector participation—marking the beginning of a unique public-private collaboration in development financing.
A Legacy of Firsts
Pioneering Growth, Shaping Industries
Over the decades, DFCC Bank has played a catalytic role in building the country’s private sector, financing businesses from their earliest and most uncertain stages. Many of today’s leading Sri Lankan enterprises in apparel, agriculture, construction, healthcare, manufacturing, telecom, and tourism began their journeys with DFCC support.
We led the way in championing key sectors such as SMEs, hospitality, mobile telecommunications, and renewable energy. Our influence extended beyond finance, with a focus on business facilitation and capacity building.
Evolving with Purpose
From Specialist to Full-Service Bank
To better serve a growing and diverse customer base, DFCC transitioned from a specialised development bank to a full-service commercial bank. This transformation was accelerated with the launch of DFCC Vardhana Bank, which introduced personal banking services and a broader product portfolio.
In 2015, DFCC Bank PLC was incorporated under the Companies Act No. 7 of 2007. Later that year, the Bank and its subsidiary amalgamated—creating a fully-fledged commercial bank supervised by the Central Bank of Sri Lanka. This strategic merger combined the strengths of both institutions, enabling DFCC to serve individuals, SMEs, and large corporates with an integrated suite of financial solutions.
Expanding Horizons
Beyond Banking, Toward Holistic Finance
Today, DFCC operates as a diversified financial services group. Through subsidiaries, joint ventures, and strategic partnerships, we offer investment banking, unit trusts, stockbroking, venture capital, industrial estate management, consulting, and IT solutions—delivering value across every touchpoint of the financial ecosystem.
Our nationwide presence spans 138 branches, supported by over 2,000 employees. With 4,000+ ATMs via the LankaPay network and digital platforms like DFCC Online, Mobile Banking, and DFCC MySpace (self-banking), customers enjoy seamless, convenient access to our services—anytime, anywhere.
What does the future hold?
Sustainable Finance for a Resilient Nation
Developmental by design and resilient by choice, DFCC Bank remains committed to creating long-term, sustainable value for customers, investors, and communities. We continue to drive transformation through innovative, responsible financial solutions that foster inclusive growth and prosperity.
Our focus remains clear: to empower people and businesses to thrive—today and into the future.
Let’s keep growing together…
