DFCC Bank provides a variety of personal loan options to meet your financial needs. Whether you're a salaried employee, self-employed professional, government worker, or planning an eco-friendly investment, we have the best personal loans designed for you.

Personal Loan Options at a Glance

• Loan Amounts Tailored to You

  Borrow any amount based on your salary and repayment capacity.

• Flexible Repayment Terms

  Choose a loan tenure of up to 7 years, ensuring manageable monthly instalments.

• Low-Interest Rates

  Enjoy competitive personal loan interest rates.

• Fast & Hassle-Free Approval

  Get quick approvals with minimal documentation.

• Salary Deduction for Easy Repayments

  Convenient salary assignment option ensures on-time payments.

• Eligibility:

  • Salaried employees in the government and private sectors.

  • Age between 18 and retirement (loan must be fully repaid before retirement).

  • Minimum income of Rs. 100,000 (Basic + Fixed Allowances).

  • Confirmed employment with at least 2 years of continuous service.

• Required Documents:

  • Completed loan application form.

  • Signed Terms & Conditions.

  • Letter of undertaking from employer (DFCC prescribed format).

  • Certified copy of National ID, Driving License, or Passport.

  • Latest salary slip (original or certified copy).

• How to Apply:

  • Complete the application form

  • Gather all required documents

  • Visit any DFCC Bank Branch

1. Who is eligible for the DFCC Personal Loan?

Salaried employees in the government and private sectors earning a minimum of Rs. 100,000 per month.

2. What is the maximum repayment period for the loan?

The loan can be repaid over a maximum of 7 years, provided it is settled before retirement.

3. How is the loan repaid?

Through equated monthly instalments (EMIs)

4. What documents are required to apply?

A completed application form, proof of identity, latest salary slip, and a letter of undertaking from the employer.

5. Can I apply for the loan online?

You cannot apply online, but you can make an inquiry.

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