Personal

Home loans

With the Vardhana Sandella Housing Loan, you get a versatile financial solution that consists of flexible repayment systems and the golden chance to finally purchase or construct the abode of your dreams.

Loans are provided for:

• Purchase of a House or Condominium
• Building a House on Own Land
• Purchasing of Land
• Renovations / extension
• Completion of an existing House
• Home improvement

Minimum Criteria

• Citizen of Sri Lanka aged between 18 – 60,
• Sandella Housing Loans will be extended to Fixed Income Earners, Self Employed and Sri Lankans Employed abroad,
• Minimum loan amount – LKR. 500,000/-,
• Maximum repayment period – 20 Years.

Education Loans

Our Vardhana Nenasa Educational Loan offers financial assistance to fulfill your academic aspirations, efficiently and affordably, with a loan approval process that is swift and available via branches of DFCC Bank across the island.

• Loan will be extended for both Undergraduate and Postgraduate studies,
• Attractive rate of interest that is budget-friendly,
• Maximum repayment period of 10 years,
• Loans can be applied for individually or jointly with parents/spouse

Personal Loans

We have personal loans available to suit your every need, complete with flexible repayment options and competitive interest rates.

Vardhana Personal Loan

Eligibility

• Age upto 55 years (60 years with employer confirmation)
• 2 years of confirmed employment in Government / Private sector
• Income - Minimum Rs 20,000 (Basic + FA)

Tenure - Maximum 5 years

Speed Loan

Eligibility

• Age upto 55 years (up to 60 years upon employer confirmation)
• Executives in Government/Private sector
• Confirmed 1 year continuous employment
• Income - Minimum Rs 50,000 (Basic + FA)

Tenure - Maximum 5 years

Professional Loan

Eligibility

• Age upto 60 years
• Confirmed in service / Self employed
• Income - Minimum Rs 30,000 (Basic + FA + VA) VA = 75% of 3 months Average

Tenure - Maximum 7 years

Hiflex

Eligibility

• Age upto 60 years 
• Employed in the Senior Management category or above
• Income - Minimum Rs 250,000 (for loans 90% of other income considered)

Tenure - Maximum 5 years

Easy Leasing

With DFCC Bank Easy Leasing, get a solution that is resourcefully customised to suit your exclusive needs.

• Leasing for registered & unregistered Vehicles, Machinery & Equipment,
• Guaranteed personalised service,
• Repayment period up to 5 Years,
• Minimum documentation,
• Attractive rate of interest,
• Speedy service.

Two – Stage Leasing

• Available for Fixed Income Earners and Professionals,
• Lease repayment period up to 7 years,
• Lower monthly rentals.