• BASEL III compliant Tier 2 capital instrument 

• Issued by DFCC Bank PLC 

• Listed on the Colombo Stock Exchange (subject to regulatory approvals) 

• Fixed annual coupon interest payments

• Bullet repayment of capital at maturity

• Subordinated and unsecured in nature 

• Rated by Fitch Ratings Lanka Limited 

• Includes a non-viability conversion feature as required under BASEL III 

• Maturity periods of 5, 7 and 10 years 

Investment in DFCC BASEL III Compliant GSS+ Bonds is limited to Qualified Investors as defined under the Colombo Stock Exchange rules. 

Minimum Subscription 

• Institutional Qualified Investors: Minimum LKR 10,000 

• Individual Qualified Investors (BASEL III compliant debt securities): Minimum LKR 5,000,000 

• Applications above the minimum must be in multiples of LKR 10,000 

• Bonds are issued subject to the Prospectus and applicable regulatory approvals 

• Interest is payable annually at the applicable fixed rate 

• Capital is repayable as a bullet payment at maturity 

• The bonds are subordinated and unsecured, ranking below senior creditors and depositors 

• In the event of a non-viability trigger, the bonds may be converted into equity in accordance with regulatory requirements 

• Trading and transfers are restricted to Qualified Investors only 

• Full terms and risk disclosures are detailed in the Prospectus

1. Confirm eligibility as a Qualified Investor under CSE rules 

2. Download and review the Prospectus and Application Form 

3. Complete the application in line with instructions provided 

4. Submit the completed application through the designated channel or appointed managers 

A DFCC representative will assist you through the process once an inquiry is submitted. 

1. What are DFCC BASEL III Compliant GSS+ Bonds? 

DFCC BASEL III Compliant GSS+ Bonds are Tier 2 subordinated debt instruments issued by DFCC Bank PLC, structured to meet BASEL III regulatory capital requirements. They are listed on the Colombo Stock Exchange, unsecured, rated, and include a non-viability conversion feature. 

2. Why invest in DFCC GSS+ Bonds? 

DFCC GSS+ Bonds provide qualified investors with fixed annual interest income, listed market access, and exposure to a BASEL III compliant capital instrument issued by a leading licensed commercial bank in Sri Lanka. 

3. Who can invest in DFCC GSS+ Bonds? 

Investment in DFCC GSS+ Bonds is restricted to Qualified Investors, as defined under Colombo Stock Exchange (CSE) Listing Rules. 

Minimum investment amounts apply depending on investor category. 

4. What is the minimum investment for DFCC GSS+ Bonds? 

• Institutional Qualified Investors: Minimum investment of LKR 10,000 

• Individual Qualified Investors (BASEL III compliant debt securities): Minimum investment of LKR 5,000,000 

• Additional investments must be made in multiples of LKR 10,000 

5. How do DFCC GSS+ Bonds pay interest? 

DFCC GSS+ Bonds pay fixed interest annually, at the applicable rate specified for each bond option, in accordance with the terms outlined in the Prospectus. 

6. How is capital repaid on DFCC GSS+ Bonds? 

Capital invested in DFCC GSS+ Bonds is repaid as a bullet repayment at maturity, subject to the bond terms and regulatory conditions. 

7. Are DFCC GSS+ Bonds secured or unsecured? 

DFCC GSS+ Bonds are unsecured and subordinated debt instruments. They rank below senior creditors and depositors of the Bank. 

8. What is the non-viability conversion feature in DFCC GSS+ Bonds? 

The non-viability conversion feature allows DFCC GSS+ Bonds to be converted into equity if a regulatory non-viability trigger event occurs, as required under BASEL III regulations. 

9. Are DFCC GSS+ Bonds listed on the Colombo Stock Exchange? 

Yes. DFCC GSS+ Bonds are intended to be listed on the Colombo Stock Exchange, subject to regulatory approvals. 

10. What are the key risks investors should be aware of? 

Key risks include subordination risk, conversion risk under non-viability conditions, and market price fluctuations. Investors should review the Prospectus for full risk disclosures.

• Prospectus

• Trust Deed

• Application Form

• DFCC Sustainability Bond Framework

• Blue Bond

• Debenture Issuance

• Green Bond