Media Centre

Mrs Gillian Edwards – Senior Vice President, Consumer Banking

1.Tell us about the campaign

In keeping with the spirit of Avurudu, DFCC Bank has come up with a unique offering of three kinds of benefits the “Avurudu Hat Trick”. The Campaign offers Gifts, DFCC Gift Certificates and Special interest Rates on Fixed Deposits. Our Depositors have a choice of three exciting Rewards which will no doubt make the upcoming festival season a special one. Furthermore, this offer will be extended throughout the month of April.

2.What are the Special features of this offer?

As mentioned, our depositors will be entitled to three types of Rewards. A full array of gifts ranging from LED torches, Single Burner Gas Cookers and Gift Vouchers from Abans which can be utilized to redeem Washing Machines, Air Coolers, Microwave Ovens, LED Televisions, 4 Burner Gas Cookers, Refrigerators, Laptops or Smart Televisions. In addition, Gift Certificates from LKR 1000/- to LKR 5000/- will be provided for all Deposits made to Mega Bonus Savings Accounts. The campaign also provides special interest offerings on Fixed Deposits. Individual depositors will be entitled to an additional interest of 0.5% on Fixed Deposits placed below LKR 5 million for a period of one year.

3.What is the objective of launching this campaign?

The main objective of this campaign is to inculcate the habit of Savings as a Family and what better time than the Avurudu Season. Savings empowers people thus creating a secure financial future as well as and the platform to achieve ones financial goals in life. A keen advocate of the saving habit, DFCC Bank invites customers and their families to save with us. In keeping with our values DFCC bank branches will be kept open on the 14th of April from 9.30 am to 11.30 am, during the Traditional Ganu Denu period. We warmly invite customers and their families to visit us and carry out transactions on their Savings and Fixed Deposits. We believe that families that save together become powerful economic units in control of their financial future. Special offers are also available for those who use their Vardhana Virtual Wallet to transact this Avurudu Season.

4.Tell us about DFCCs retail banking portfolio

DFCC offers its Retail Banking customers seamless banking solutions with a host of products and services specially designed to meet individual requirements. The year 2016 was an exciting year for DFCC where we saw the launch of the Vardhana Virtual wallet, which was a unique concept and a first of its kind, within the Banking arena. This revolutionary breakthrough in digital payments offers our retail customers, a hassle free and convenient option to manage their funds, eliminating the need to carry any other payment instrument. Users can maintain funds in the Virtual Wallet and conduct day-to-day transactions at the click of a button.

Under the Retail Assets Umbrella, we offer an entire range of flexible financial solutions catering to the varying needs of an individual, ranging from a Personal Loan to meet any financial obligations as well as Overdrafts, Housing Loans to build buy or renovate your home, Loans to Purchase Apartments, Vehicle Loans and Leasing, as well as Educational Loans.
We also have on offer, a range of attractive Deposit Products for the entire Family starting from the new born to the Senior Citizen. With the DFCC Team, you are guaranteed of an excellent service every step of the way.
DFCC Bank continuously strives to create sustainable vales for all Stakeholders. The bank has been rapidly growing its footprint across the country with a network of 138 service points. Now connected to LankaPay Common ATM switch, all accounts holders can access over 3500 ATMs island wide and perform zero cost cash withdrawals and balance inquiries via connected Banks.

5. What are DFCCs future plans?

Increase our Market Share of course, by providing our customers with an entire range of Products and Services thus meeting their every changing need. We will also continue with new innovations backed by technology as well as invest in new Channels of delivery apart from brick and motor. Catering to the future generation will be challenging no doubt, as Banking will happen via Electronic and mobile applications but we are fully geared to meet these challenges offering a breadth of seamless Banking solutions that give customers unmatched value and unique benefits. DFCC also has the advantage of specialization in both development and commercial banking which sets us apart from our competitors. We will use our expertise to go beyond traditional boundaries and cater to new business opportunities.