• Seamless Business Transactions & Island-Wide Access – Manage payments through cheques and electronic transfers, with access from any DFCC Bank branch or ATM across Sri Lanka.

• Comprehensive Digital Banking – Enjoy secure and convenient online banking via our award-winning DFCC iConnect platform, which is capable of ERP integration and more.

• Advanced Digital Cash & Liquidity Management – Use DFCC iConnect and our Digital Deposit Account feature to efficiently monitor and manage cash flows.

• Customised Cheque & Payment Solutions – Receive a customised chequebook with your business details, and benefit from quick cheque realisation.

• Flexible Credit Facilities – Access business credit facilities based on your business account operations, including advances on post-dated cheques.

• Secure Visa PayWave Debit Card – Conduct business transactions easily with a chip-enabled, contactless Visa PayWave Debit Card for secure and hassle-free payments.

• Reliable & Efficient Banking – Experience fast, secure, and efficient banking services tailored to meet your business

Eligibility:

• Open to all businesses registered as:

  • Sole Proprietorships

  • Partnerships

  • Limited Liability Companies

  • Commercial Entities

• Initial deposit requirement: LKR 10,000

For Sole Proprietorships & Partnerships:

• Business Registration Certificate

• Introduction per bank regulations

For Limited Liability Companies:

• All directors must declare personal information for KYC compliance.

• Certificate of Incorporation (and Certificate to Commence Business for Public Limited Companies).

• Board resolution authorising account opening (if not stated in the Articles of Association).

• Articles of Association.

Once you have all necessary documents in hand:

• Begin Applying Online

• Visit a DFCC Bank Branch to Apply

• Call us on 011-2350000 and we’ll send a representative to meet you

• Existing customers please speak with your Relationship Manager

1. What is the DFCC Business Current Account?

It is a current account designed for businesses, allowing seamless transactions via cheques and electronic payments while offering credit facilities and digital banking access tailored for businesses.

2. Who is eligible to open this account?

Businesses registered as sole proprietorships, partnerships, limited liability companies, and commercial entities can apply.

3. What is the initial deposit requirement?

The minimum initial deposit to open an account is LKR 10,000.

4. What digital banking services are available?

Customers can access DFCC Online Banking, SMS Banking, Mobile Banking, and Virtual Wallet.

5. Can businesses apply online?

Yes, businesses can begin the application process online or visit a DFCC Bank branch for assistance.

6. Is there a minimum balance requirement?
   Yes, there is a minimum balance requirement of Rs. 10,000/-.