• Loan for Local & Overseas Education

– Covers tuition fees and related expenses.

• Flexible Loan Amounts

– Based on course requirements and repayment capacity.

• Long Repayment Period

– Up to 10 years of equal monthly instalments for manageable payments.

• Age Flexibility

– Available for students, professionals, and those pursuing higher education.

• Preferential Interest Rates

– Competitive financing for education loans in Sri Lanka.

• Quick Processing & Disbursed Directly

– Minimal documentation and fast approvals, and loans can be disbursed directly to the educational institution.

• Digital Banking

– Manage payments easily with access to DFCC ONE and Online Banking, free eStatements and SMS Alerts

• Eligibility:

  • Students pursuing local or overseas education.

  • Up to 55 years of age (60 years with employer confirmation).

  • Up to 60 years of age for professionals in private practice.

  • Minimum monthly income of LKR 100,000 (Basic + Fixed Allowances).

• Required Documents:

  • Completed loan application form.

  • Certified copy of National Identity Card, Driver’s License, or Passport.

  • Proof of income – Salary slips for the last 3 months or income details from private practice.

  • Course Details & Fee Structure – Letter issued by the educational institution confirming course fees.

  • Salary Assignment – Letter of undertaking from employer as per DFCC’s prescribed format.

  • Property Documents – If the loan is backed by a mortgage, title deeds and relevant local authority documents.

• How to Apply:

  • Complete the application form

  • Gather all required documents

  • Visit any DFCC Bank Branch

1. Who is eligible for the DFCC Education Loan?

   • Students, professionals, and individuals up to 60 years pursuing local or overseas study programmes.

2. What expenses does the loan cover?

   • Tuition fees, course materials, registration fees, and other educational expenses.

3. How long is the repayment period?

   • Up to 10 years of equal monthly instalments for manageable payments.

4. Do I need to provide collateral?

   • Not necessarily. But if backed by a mortgage, property documents are required.

5. How is the loan disbursed?

   • The loan is directly paid to the educational institution.

6. Can self-employed individuals apply?

   • Yes, private practice income is considered with supporting documentation.

7. How long does loan approval take?

   • If all documents are submitted correctly, approval takes 5-10 business days.

8. Can I apply for the loan online?

   • You cannot apply online, but you can make an inquiry.

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