• Loan Amounts up to LKR 5 Million

– Flexible financing for personal needs, home renovations, vehicle purchases, or debt consolidation.

• Exclusively for Armed Forces & STF Personnel

– Available for regular service members of the Sri Lanka Army, Navy, Air Force, and STF.

• Extended Repayment Period

– Loan tenure up to 10 years, ensuring manageable monthly payments.

• Minimal Documentation & Fast Processing

– Streamlined application process with priority approvals.

• Affordable Interest Rates

– Competitive and fixed rates to ensure financial stability.

• Digital Banking Benefits

– Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.

• Zero Hidden Fees

– Transparent terms with no unexpected charges.

• Active regular service members of:

  • Sri Lanka Army

  • Sri Lanka Navy

  • Sri Lanka Air Force

  • Special Task Force (STF) of Sri Lanka Police

• Volunteer staff are NOT eligible.

• Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 75% of past 3 months’ average variable income).

• Minimum service requirement: Completion of training period + 1 year of regular service.

• Age between 18 and retirement, with the ability to make full repayment before retirement

• Completed loan application form.

• Signed Terms & Conditions.

• Consent letter from the borrower (addressed to the employer to direct the salary to DFCC Bank).

• Official covering letter from DFCC Bank to the employer.

• Irrevocable letter of undertaking from the respective Headquarters confirming salary remittance.

• Certified copy of the National Identity Card.

• Certified copy of the Forces Identity Card.

• Last month’s original/certified salary slip.

• CRIB report of the applicant.

• Duly signed Offer Letter.

1. Complete your application form

2.Gather all required documents

3.Visit your nearest DFCC Bank Branch

1. Who is eligible for the DFCC Mehewara Personal Loan?

   • Active service personnel in the Sri Lanka Army, Navy, Air Force, and Special Task Force (STF).

   • Volunteer staff are NOT eligible.

2. What is the maximum loan amount I can apply for?

   • Up to LKR 5 million, depending on eligibility. Minimum is LKR 100,000/-

3. What is the maximum repayment period?

   • 10 years, but the loan must be fully repaid before the borrower’s retirement.

4. Can I apply for this loan online?

   • You cannot apply online, but you can make an inquiry.

5. What documents are required for loan approval?

   • Application form, NIC copy, salary slips, Forces ID, employer’s undertaking letter, and CRIB report.

6. Are early settlements allowed?

   • Yes, early settlements are allowed, subject to applicable prepayment terms.

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