Flexible Loan Amounts

– Based on salary and private practice income.

Extended Repayment Period

– Up to 10 years of equal monthly instalments for manageable payments.

Fast Approvals

– Hassle-free application and quick processing.

Exclusive to GMOA Members

– Customised doctor lending solutions.

Alternative Income Considered

– Private practice, rental, and other verified income sources accepted.

Exclusive Digital Banking Facilities

– Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.

Competitive Interest Rates

– Preferential rates for GMOA members.

Eligibility:

• Members of the Government Medical Officers’ Association (GMOA), including:

  • Interns

  • Preliminary Grade Doctors

  • Grade 02 Doctors

  • Grade 01 Doctors

  • Administrators

  • Consultants

  • Surgeons

• Age between 18 and retirement, with full loan repayment required before retirement.

Required Documents:

• Completed loan application form.

• Signed Terms & Conditions.

• Certified copy of National Identity Card, Driver’s License, or Passport.

• Medical Council identification and Employer confirmation letter.

• Salary Assignment – Letter of undertaking from the employer on DFCC's prescribed format or confirmed Standing Order.

• Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.

• Proof of alternative income sources (e.g., rental income, dividends, etc.), subject to documentary evidence.

How to Apply:

• Complete the application form

• Gather all required documents

• Visit any DFCC Bank Branch

• Call us 24/7 on 011-2350000 and we’ll send a representative to you

You cannot apply online, but you can make an inquiry.

DFCC Personal Loan for Self-Employed Professionals

DFCC One Loan

DFCC Home Loan

Loan Calculator

DFCC Branch Locator