• Open and operate an LKR account while residing overseas.

• Emigrants can obtain migration allowance as per Central Bank regulations.

• Facilitate capital transactions as per permitted debits & credits.

• Deposit sale proceeds of local assets, including inherited property.

• Make payments within Sri Lanka in LKR.

• Different account types available, including Savings, Current (without cheque facility), and Term Deposits.

This account is available to:

• An emigrant, resident in or outside Sri Lanka.

• A Non-National resident in or outside Sri Lanka including minors of such person.

• An individual Sri Lankan resident in or outside Sri Lanka who has obtained Temporary Resident visa in another country, aged 18 years or above.

• An individual Sri Lankan resident in Sri Lanka who is a prospective migrant under the parent migration scheme.

• An administrator or executor of the estate of a deceased person who was an emigrant.

Permitted Credits (Indicative)

• Foreign exchange remittances received from overseas.

• Interest earned on funds held in the account.

• Local credits (capital transactions).

• Sale proceeds of local assets (for foreign nationals and Sri Lankans residing abroad).

• Proceeds of loans and advances obtained under permitted regulations.

Permitted Debits (Indicative)

• Transfer of initial migration allowance as per the limits set by CBSL.

• Annual allowance of USD 30,000 for emigrants, in addition to the migration allowance.

• Annual remittance of USD 30,000 for foreign nationals for capital transactions.

• Local payments in Sri Lankan Rupees.

• Visit a DFCC Bank branch – Locate the nearest branch

• Call our hotline – 011 235 0000

1. Who is eligible to open a Capital Transaction Rupee Account (CTRA)?

   Sri Lankans residing overseas, dual citizens, foreign nationals, and overseas firms can open this account.

2. Can I deposit foreign currency into a CTRA?

   No, this account only accepts LKR deposits, but foreign exchange remittances are converted to LKR upon credit.

3. What is the migration allowance limit?

   Sri Lankan emigrants can transfer up to USD 100,000 as a migration allowance, plus USD 30,000 per annum thereafter.

4. Can I use this account for local payments?

   Yes, you can make payments within Sri Lanka in Sri Lankan Rupees (LKR).

5. Is cheque issuance allowed on a CTRA?

   No, cheque issuance is not available for this account.

• Inward Investment Account (IIA)

• Outward Investment Account (OIA)

• Personal Foreign Currency Account (PFCA)