1. What is the DFCC Easy Payment Plan?
It allows DFCC Credit Cardholders to convert purchases above LKR 10,000 into fixed monthly instalments of up to 60 months with a nominal processing fee.
2. How do I request an Easy Payment Plan?
Call 011 235 0000 within 5 days of the transaction, ensuring your available balance covers the plan and fees.
3. What are the available tenures and processing fees?
Tenure | Monthly Processing Fee | Setup Fee (LKR) |
03 Months | 1.00% | 1,500 |
06 Months | 0.85% | 1,500 |
12 Months | 0.67% | 2,500 |
18 Months | 0.56% | 3,500 |
24 Months | 0.63% | 4,000 |
36 Months | 0.56% | 4,500 |
48 Months | 0.63% | 5,000 |
60 Months | 0.60% | 5,000 |
Note: These rates are effective from and subject to change without notice – Refer our Rates & Tariffs for up-to-date information.
Are there any transactions that cannot be converted?
Yes. The following transactions cannot be converted into an Easy Payment Plan:
Can I settle my Easy Payment Plan early?
Yes, early settlement is allowed. A 4% early settlement fee will be charged on the outstanding balance.
Will my available credit limit be affected?
Yes, the total Easy Payment Plan amount (including processing fees) will be blocked from your available credit limit.
What happens if I miss a payment?
If the cardholder defaults on the payment, DFCC Bank reserves the right to accelerate and debit the entire outstanding amount of the Easy Payment Plan to the card.
