DFCC Investment Planner

DFCC Investment Planner

Your needs could vary from buying a house, providing for your child’s education, getting your child married, retirement and many more. DFCC Bank’s investment planners cater for your all financial needs and help secure your future.

Introduction

Introduction

Every individual and business has unique financial goals and priorities. Whether you’re planning to buy a home, fund your child’s education, prepare for retirement, expand your existing business, or start a new one, DFCC Bank’s investment planners are here to support you. We offer tailored financial solutions to help you meet your goals and secure a brighter future.

Eligibility Criteria

  • Any individual over the age of 18 Years, Sole Proprietorships, Partnerships, Clubs Societies, Government Institutes, Limited Liability Companies or any other registered entities.
  • DFCC Junior Investment Planner – Any minor under the age of 16 (A parent or legal guardian must open an account on behalf of the minor.)

Features

  • The investments are available in both LKR and designated foreign currencies
  • Guaranteed high Return on Investment
  • Joint accounts are allowed
  • E- Statements on quarterly basis
Customer Type Investment Planner Type Minimum Investment Planner Amount Investment Planner Tenor
DFCC – Minor LKR 100,000/- Maximum 18 Years
DFCC – Minor FCY USD 10,000/- (Or equivalent value of any other currency) Maximum 5 Years
DFCC – Individual LKR 100,000/- Maximum 15 Years
DFCC – Individual FCY USD 10,000/- (Or equivalent value of any other currency) Maximum 5 Years
DFCC – Business LKR 100,000/- Maximum 15 Years
DFCC – Business FCY USD 10,000/- (Or equivalent value of any other currency) Maximum 5 Years

 

Click here to check the Investment Planner interest rates.

Explore the DFCC Investment Planner by trying out our interactive calculator     Click here

Documents Required

  • Duly signed Account Opening Form
  • NIC/EIC/Passport/Driving license of the client / Parent or Guardian (For Individual Accounts)
  • Original Birth Certificate of the minor that will serve as identification proof and relationship proof where applicable (For Minor Accounts)
  • Business registration (BR) and any other relevant documents are required for Business Investment Planners.(For Business Accounts)

Terms and Conditions 

  • No partial withdrawals or counter withdrawals are permitted from the investment planner
  • Interest rates will be calculated on a daily basis and will be credited monthly
  • Applicable tax in total as per the prevalent laws will be deducted at the time of maturity
  • In the event of an early closure, general saving interest rate will be applied
  • After a grace period, if a customer fails to make a monthly commitment payment, the account will be closed automatically
  • No bulk deposits are permitted

For more details and terms and conditions
Please contact your nearest DFCC bank or contact our 24 hours hotline on 0112350000.

Frequently Asked Questions

01. What is the minimum maturity value for LKR Investment Planners?

  • Rs. 100,000/-.
02. What is the minimum maturity period for Investment Planners?

  • 02 years.
03. What is the maximum maturity period for LKR Investment Planners?

  • 15 years for Individual/Business and 18 Years Minor.
04. What is the maximum maturity period for foreign currency Investment Planners?

  • 05 years.
05. What is the minimum maturity value for foreign currency Investment Planners?

  • USD 10,000/- or equivalent in any other currency the Bank accepts.
06. Will applicable tax be deducted from the Investment Planner accounts?

  • Yes, will be deducted at the time of maturity
07. Are joint accounts allowed for DFCC Minor /Business investment planners?

  • No
08. Are withdrawals permitted?

  • No partial withdrawals or counter withdrawals are permitted.
09. What is the maximum maturity value for Investment Planners?

  • There is no maximum value.
10. What would happen to the planner if I missed one payment/instalment?

  • The planner will be automatically terminated after grace period from the payment due date.
11. Can I terminate the Investment Planner prematurely?

  • Yes, a general savings account interest rate will be applied.
12. Can I open an individual planner with another joint party?

  • Yes.
13. Can I direct deposit to the investment planner account monthly?

  • No, direct deposits are prohibited; deposits must be made to your funding account.
14. How do I know my accumulated balance at any time?

  • An Available balance can be checked via online banking.
15. Can I open multiple Investment Planners in same name?

  • Yes.

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