Key Benefits for IT Professionals

• Personal Loans up to LKR 5 million

• Attractive interest rates on personal foreign currency accounts (PFCA) and business foreign currency accounts (BFCA)

• DFCC Pinnacle. Prestige, Salary Partner or Salary Plus benefits based on your income

• Attractive Interest Rates on savings accounts and fixed deposits

• Tailor-made Mastercard credit card benefits with a joining fee waived, 2% cashback on foreign currency transactions and up to 0 months % easy payment plans.

• DFCC Aloka benefits for female freelancers

• Special insurance packages

Key Benefits for Tutoring Professionals

• Personal Loans up to LKR 5 million

• Housing Loans processed within 10 working days

• 1st cheque book free with current account

• One-Day Leasing Facilities at the best interest rates

• Complimentary DFCC Prestige Credit Card with up to 3.0% cash back

• Zero registration and annual fees on the DFCC Prestige Credit Card

• Doorstep deposit collection service

• Freelancers qualify for DFCC Bank’s premium banking propositions based on their monthly income:

  Proposition	Monthly Income in LKR	USD Equivalent
  Pinnacle	Rs. 500,000/-	Equivalent in USD
  Prestige	Rs. 150,000/-	Equivalent in USD
  Salary Partner	Rs. 50,000/-	Equivalent in USD
  Salary Plus	Rs. 25,000/-	Equivalent in USD

  Specialised Mastercard Features for Freelancers
  Freelancers working on platforms like Fiverr, Upwork, and Freelancer.com can access a customised DFCC credit card:

  Feature	Details
  Product	World Mastercard Freelancer Credit Card
  Joining Fee/Annual Fee	Joining Fee Waived / Annual Fee Rs. 4,500/-
  Cashback	1% on LKR transactions, 2% on FCY transactions
  Easy Payment Plans	Up to 6 months 0% instalment plans
  Interest Rate	28% p.a.
  Recovery Method	Mandatory recovery of 5% via Standing Instruction

  Insurance Solutions for DFCC Freelancers
  Tailored insurance coverage is available for freelancers aged 18–70, offering the following benefits:

  Benefit	Plan A	Plan B	Plan C	Plan D	Plan E
  Annual Hospitalisation (Sri Lanka)	Rs. 100,000	Rs. 200,000	Rs. 300,000	Rs. 400,000	Rs. 500,000
  Room Charges Per Event	Rs. 30,000	Rs. 60,000	Rs. 90,000	Rs. 120,000	Rs. 150,000
  Specialised Services Per Event	Rs. 20,000	Rs. 40,000	Rs. 60,000	Rs. 80,000	Rs. 100,000
  Premium with Tax (Rs.)	Rs. 1,000	Rs. 1,500	Rs. 2,000	Rs. 2,750	Rs. 3,250

• Individuals IT professionals working on online platforms to generate income

• Individual Tutoring professionals working on private tuition institution

• How to Apply:

  Visit a DFCC branch with the required documents:

Proof of identity (NIC, passport, or driver’s license).

Proof of address (utility bill or Gramasevaka certificate).

Proof of freelance work (platform details, earnings, and contracts).

Apply online right now – simply select “Freelancer” as the employment type.

1. What is DFCC Freelancer for IT professionals?

   DFCC Freelancer is a banking solution designed for individuals engaged in platform-based work or gigwork such as Fiverr, Freelancer.com, Upwork, and similar entities in exchange for payments in foreign currency. Freelancers can open PFCA/BFCA or LKR accounts and remit funds in preferred currency from Payoneer, skrill or directly to accounts via inward remittance.

2. What is DFCC Freelancer for Tutoring professionals?

   DFCC Freelancer for Tutoring professionals is a new financial solution and a bundled offer tailored to meet the operational and growth requirements of Tutoring professionals.

3. What platforms qualify for the specialized credit card?
   Eligible platforms include Fiverr, Upwork, and Freelancer.com, and any other recognized platform if you can provide the supporting documentation of your work on the platform(s).

4. What is the minimum income requirement for the Freelancer credit card?
   Freelancers must provide proof of consistent earnings in excess of LKR 100,000 per month and six months of work history on an eligible platform.

5. What insurance benefits are available?
   Comprehensive coverage includes hospitalisation, specialised services, and other medical expenses with various plan options, all at attractive and affordable premiums, making DFCC Freelancer a one-stop financial solution for freelancers.

6. Can I receive international payments?
   Yes, PFCA/BFCA accounts allow freelancers to receive payments in multiple currencies, including USD, GBP, and EUR. The multicurrency capability of DFCC Freelancer is one of its most attractive features.

Apply Now for the DFCC Freelancer Savings Account

• DFCC Mega Bonus Savings Account

• DFCC Aloka Savings Account

• DFCC Winner Savings Account

• DFCC ONE

• Card Offers

• Insurance Plans

• Account Opening Form

• Freelancer Credit Card Application

• Rates & Tariffs