Exclusive to IESL Members

– Tailor-made for professional engineers in Sri Lanka.

Flexible Loan Amounts

– Based on salary, fixed allowances, and private practice income.

Extended Repayment Period

– Up to 7 years of equal monthly instalments for manageable payments./p>

Quick Processing

– Fast-tracked loan approvals with minimal documentation.

Digital Banking

– Access to DFCC ONE and Online Banking, free eStatements and SMS Alerts.

Preferential Interest Rates

– Special IESL loan interest rate with competitive terms.

Alternative Income Considered

– Earnings from private practice and other verifiable sources accepted.

Eligibility:

• Members of the Institute of Engineers Sri Lanka (IESL).

• Aged between 18 and retirement, with ability to repay in full before retirement.

• Minimum 6 months of total employment or engagement in private professional practice.

• Minimum monthly income of LKR 50,000 (Basic + Fixed Allowances + Variable Allowances).

Required Documents:

• Completed loan application form.

• Signed Terms & Conditions.

• Certified copy of National Identity Card, Driver’s License, or Passport.

• Salary Assignment – Letter of undertaking from the employer using DFCC's prescribed format or confirmed Standing Order.

• IESL Membership Identification – Proof of membership in the Institute of Engineers Sri Lanka.

• Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.

• Latest Salary Slip (Original/Certified Copy).

How to Apply:

• Complete the application form

• Gather all required documents

• Visit any DFCC Bank Branch

• Call us 24/7 on 011-2350000 and we’ll send a representative to you

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