• Flexible Initial Deposit: Open an account with a minimum deposit of LKR 100,000/- | USD 15,000/- | or the equivalent USD value in other foreign currencies. (0% interest applies for balances below LKR 10,000)

• Competitive Interest Rates: LKR: Linked to the Average Weighted Call Money Rate (AWCMR) and re-priced weekly | USD/FCY: Linked to the 3-Month LIBOR rate and re-priced monthly.

• Daily Interest, Credited Monthly: Interest is calculated on your daily balance and credited monthly for optimal returns.

• Cashback Loan Facility: Access up to 90% of your account balance with a convenient cashback rupee loan, ensuring liquidity without compromising your savings.

• Foreign Currency Flexibility: Individuals can open Personal Foreign Currency Accounts (PFCA), and entities can open Business Foreign Currency Accounts (BFCA) for foreign currency deposits.

• Secure Debit Card: Visa Debit Card with secure PayWave technology and EMV chip for fraud protection, accepted at any Visa ATM or merchant worldwide.

• Open to individuals aged 18 and above.

• Required documents include:

Proof of identity: National ID card, passport, or driver’s licence.

Proof of address: Recent utility bill or Gramasevaka certificate.

• Visit your nearest DFCC branch or apply online now.

1. What is the minimum deposit for the DFCC Xtreme Money Market Savings Account?
   The account requires an initial deposit of LKR 100,000/- or USD 15,000/- (or the USD equivalent in any other major foreign currency).

2. How are interest rates determined for this account?
   Interest rates are linked to market benchmarks:

   • LKR accounts are tied to the Average Weighted Call Money Rate (AWCMR) and updated weekly.

   • USD accounts are tied to the 3-Month LIBOR rate and updated monthly.

3. Can I open a foreign currency account under this scheme?
   Yes, individuals can open Personal Foreign Currency Accounts (PFCA), and entities can open Business Foreign Currency Accounts (BFCA).

4. How is interest credited? What’s the minimum balance to earn interest?
   Interest is calculated daily based on the account’s day-end balance and credited monthly. Only accounts with LKR 100,000/- or more, or USD (or FCY Equivalent) will earn interest based on the day-end balance.

5. For whom is DFCC Xtreme tailored?
   This account is great for individuals and legal entities looking to hold significant amounts of cash for short, medium, and even longer terms, while benefitting from the best possible interest rates available in the overnight money market. These accounts are also highly liquid allowing you to access funds either directly or via an instant cashback loan depending on your requirements.

Apply Now for the DFCC Xtreme Money Market Account

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