DFCC

Garusaru

Senior citizens have been devoting their lives to the service of the community. DFCC Garusaru aims to provide our senior citizens with the benefits that they need.

Secure Your Retirement with the DFCC Garusaru Senior Citizen Savings Account

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The DFCC Garusaru Savings Account is a senior citizen savings account tailored to provide financial security and exclusive benefits for retirees. Enjoy higher interest rates and added privileges designed to make your golden years stress-free.

Garusaru Senior Citizen Savings Accounts Key Features & Benefits

Higher Interest Rates & Low Initial Deposit: Earn preferential rates on your savings, with an initial deposit of just LKR 1,000/-
Monthly Interest Payments: Receive interest on a monthly basis, ensuring steady growth of your savings.
Secure and Accessible: Manage your funds through DFCC ONE and Online Banking.
Exclusive Health Benefits: Avail discounts and benefits on healthcare services and medical consultations.
Financial Peace of Mind: Plan your finances effectively with support from DFCC’s dedicated customer service team.
Garusaru Annual medical cash reward: This will be offered based on the monthly average balance (minimum LKR 50,000) maintained in the Garusaru Savings Account throughout 12 calendar months.

Garusaru Account Average Balance (LKR)	Value of Annual Medical Cash Reward (LKR)
50,000 to 99,000	1000
100,000 to 199,999	1500
200,000 to 299,999	2500
300,000 to 399,999	3500
400,000 to 499,999	4500
500,000 to 999,999	6000
1,000,000 to 1,999,999	8000
2,000,000 to above	12000

Eligibility/How to Get

Eligibility: Open to individuals aged 60.
Required Documents:
- Valid NIC, Passport, or Driver’s Licence.
- Proof of residence (if address differs from NIC).
- Completed account opening form.
How to Apply:
- Visit your nearest DFCC Bank branch.
- Apply online now.

FAQs

What is the DFCC Garusaru Senior Citizens Savings Account?
A savings account designed exclusively for senior citizens, offering higher interest rates and added benefits.
What age qualifies for this account?
Individuals aged 60 are eligible.
Can I withdraw funds anytime?
Yes, the account provides full accessibility to your savings.
Are there any special benefits?
Yes, the account includes discounts on medical consultations and healthcare services.
How do I open this account?
Visit a DFCC branch or apply online with the required documents.

Apply Online

Apply Now for the DFCC Garusaru Savings Account

Terms and Conditions

Individuals above 60 years of age Eligibility for annual medical cash reward would be after 12 months from the date of account opening.
subject to maintenance of minimum average balance of LKR 50,000 for the period of 12 calendar months.
Product information and terms and conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms and conditions or visit the Bank’s corporate Website.

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DFCC

Garusaru

Senior citizens have been devoting their lives to the service of the community. DFCC Garusaru aims to provide our senior citizens with the benefits that they need.