• Minimum deposit – LKR 10,000 (No Maximum)

• Flexible interest payment options – monthly, quarterly, bi-annually, annually, or at maturity.

• Available in multiple currencies – Fixed deposits can be opened in LKR, USD, and other major foreign currencies.

• High interest rates – DFCC offers some of the best fixed deposit rates in Sri Lanka.

• Use as collateral – Fixed deposits can be pledged as security for loans and overdraft facilities.

• Preferential rates – Specially negotiated interest rates for large deposits.

DFCC Bank offers some of the highest fixed deposit rates in Sri Lanka, ensuring maximum returns on your savings.

Special interest rates for:

• Senior Citizens

• High Value Deposits

See up-to-date Interest Rates

• Individuals above 18 years of age

• Businesses and entities

• Effective from 30th January 2026

• The funds at maturity will be transferred to a savings account of the deposit holder.

  Tenor	Nominal Rate	AER
  100 days	9.50%	9.83%
  200 days	9.75%	9.96%
  300 days	10.00%	10.00%
  400 days	10.50%	10.45%

1. Visit your nearest branch

2. Submit your application and make your deposit

• National Identity Card (NIC), Passport, or Driver’s License

• Proof of address (if applicable)

• For businesses: business registration and all related documents

1. What is the minimum deposit required to open a DFCC Fixed Deposit?
   A minimum deposit of LKR 10,000 is required.

2. Can I open a fixed deposit in foreign currency?
   Yes, DFCC Fixed Deposits can be opened in LKR, USD, and other designated currencies.

3. Can I withdraw my fixed deposit before maturity?
   Yes, but early withdrawals may be subject to a penalty or adjusted interest rates.

4. Can I use my fixed deposit as collateral for a loan?
   Yes, DFCC Fixed Deposits can be used as security for loans and overdraft facilities.

5. How do I check the latest interest rates?
   See our Rates & Tariffs.

Stay up to date on your deposits with:

• DFCC One

• Online Banking

• eStatements

• Alerts

• DFCC Green Deposits

• Savings Accounts

• DFCC Investment Planner

• Fixed Deposit Application Form

• Fixed Deposit Interest Rate Sheet