• Invest in multiple asset classes such as shares, bonds, and property.

• Hold funds in multiple currencies with the ability to convert into designated foreign currencies.

• No exchange rate risk when maintaining funds in foreign currency.

• Seamless repatriation of investment earnings to foreign currencies.

• A variety of account types including Savings, Current (without overdraft or cheque facilities), and Fixed Deposits.

This account is available to:

• Non-nationals residing in or outside Sri Lanka.

• Sri Lankan dual citizens residing in or outside Sri Lanka.

• Sri Lankan citizens with Permanent Residency (PR) or foreign citizenship.

• Sri Lankan expatriates employed abroad (excluding emigrants).

• Companies and partnerships registered outside Sri Lanka.

• International funds, mutual funds, and foreign institutional investors.

• Administrators/executors of estates of deceased persons who maintained an IIA.

• Invest, acquire or hold all classes of shares or an entitlement to shares issued by Companies incorporated in Sri Lanka under the Companies Act, No.7 of 2007

• Invest, acquire or hold all classes of shares in a company not incorporated in Sri Lanka and listed in the Colombo Stock Exchange

• Investment in debt securities or granting loans with a tenure of 3 or more years to companies incorporated in Sri Lanka (With certain conditions) in foreign exchange or in Sri Lanka Rupees

• Units in Unit Trusts or Mutual Funds

• Government Securities (treasury bills, treasury bonds and any other securities issued by the Government)

• Securities issued by the Central Bank of Sri Lanka or any other statutory body;

• Sri Lanka Development Bonds (SLDBs)

• Deposits in licensed financial Institutions

• Immovable properties

• Any other investment categories approved by the Monetary Board in accordance with such directions as may be issued by the Minister.

All permitted debits and credits in an IIA are governed by Foreign Exchange Regulations of the Central Bank of Sri Lanka.

• Funds held in foreign currency can be converted into any designated currency as per investor discretion.

• Profits and earnings from investments can be repatriated overseas without restrictions.

• Reconversion of LKR earnings into foreign currency is permitted, ensuring investment flexibility.

• Visit a DFCC Bank branch – Locate the nearest branch

• Call our hotline – 011 235 0000

1. Who is eligible to open an IIA?

   Foreign nationals, Sri Lankan dual citizens, overseas Sri Lankans, and foreign entities are eligible.

2. Can I repatriate my investment earnings?

   Yes, all earnings and capital gains can be transferred to a designated foreign currency.

3. What types of investments can I make using an IIA?

   Investments include stocks, government securities, unit trusts, debentures, property, and Sri Lanka Development Bonds (SLDBs).

4. Are there any restrictions on foreign currency conversions?

   No, the account holder can freely convert funds to any designated currency.

5. Does DFCC Bank offer advisory services for foreign investments?

   Yes, DFCC Bank provides investment advisory services for foreign investors seeking opportunities in Sri Lanka.

• Outward Investment Account (OIA)

• Personal Foreign Currency Account (PFCA)