• Easy Registration – Sign up using your DFCC Debit Card, Credit Card or Account

• Secure Transactions – Biometric authentication & two-factor verification for enhanced security.

• Comprehensive Account Management – View balances (including balance peek with no login), transaction history, and e-passbooks.

• Instant Fund Transfers – Transfer within DFCC or to other banks via CEFTS.

• Bill Payments – Pay utility bills, credit cards, statutory payments, and other financial obligations in one place.

• User-Friendly Design – Dark mode, trilingual support, and customisable transaction limits.

• Zero Registration Fees – Absolutely free signup with no hidden charges. Standard banking service charges may apply.

• Hassle-Free Account Opening – Open savings and fixed deposit accounts online and earn an extra 0.25% interest on FD accounts.

1. Simplified Banking Anytime, Anywhere

• View account and credit card balances.

• Access e-passbooks for real-time transaction tracking.

• Quick Peek Balance – Check balances without logging in.

2. Open your ideal savings account instantly!

DFCC ONE offers three tailored savings accounts to choose from:

• Initial deposit value: Rs. 1,000/-

• Mega Bonus Account — For individuals above 18 years

• DFCC Aloka Account — Exclusive account designed for females

• DFCC Garusura Account — Exclusive account designed for senior citizens

3. Open your Fixed Deposit, anytime, anywhere — with flexible renewal options

• Multiple interest payout options available at Fixed Deposit maturity

• Flexible payout options — monthly, quarterly, bi-annually, or annually

• Initial Fixed Deposit value: Rs. 10,000/-

• An additional 0.25% p.a. bonus interest rate via DFCC ONE

4. Smart Fund Transfers & Bill Payments

• Within Own DFCC Accounts – Instantly move funds across your accounts.

• To Other DFCC Accounts – Secure real-time transactions.

• To Other Banks – Fast CEFTS transfers for seamless transactions.

• Credit Card Payments – Settle DFCC or other bank credit cards via the app.

• Utility Bill Payments – Water, electricity, mobile bills, insurance, and tax and other statutory payments in a few taps.

5. Cutting-Edge Security

• Biometric Authentication – Secure login via fingerprint or Face ID.

• Two-Factor Authentication (2FA) – Extra layer of security with OTP verification.

6. Personalised & Customisable Experience

• Trilingual Support – Use the app in English, Sinhala, or Tamil.

• Dark Mode – Enhanced viewing comfort for better user experience.

• Customised Transaction Limits – Set your own daily & per-transaction limits.

7. Zero Fees & No Hidden Charges

• Completely free to download and use.

• No registration or annual fees – Enjoy uninterrupted mobile banking.

Note: You can adjust these limits within the DFCC ONE app as per your preference

1. Download the App – Available on:

   • Google Play Store

   • Apple App Store

   • Huawei AppGallery

2. Choose a Registration Method:

   • Using DFCC Debit or Credit Card

   • Using DFCC Bank Account

3. Follow On-Screen Instructions to set up your profile securely.

4. Login & Enjoy Hassle-Free Digital Banking!

1. Who is eligible to register for DFCC ONE Online Banking?

DFCC Bank customers aged 18 years or above, holding a valid National Identity Card or Passport, and having a primary credit card or an active savings or current account are eligible to register.
If you are not yet a DFCC Bank customer, you can open an account online now

2. How do I register for DFCC ONE Online Banking?

Simply register using one of the following options:

• DFCC Debit or Credit Card

• DFCC Account

3. What banking services can I access through DFCC ONE Online Banking?

• Account & credit card balance viewing

• Fund transfers (within DFCC & to other banks)

• Credit card settlements

• Pay utility & Government bills

• Open savings account and fixed deposits instantly 

• Managing security settings & beneficiaries

• Block/unblock cards & request cheque books

• A single username and password for both Mobile and Online banking services

4. Is there a fee to use DFCC ONE Online Banking?

• No, DFCC ONE Online Banking is completely free to use, with no joining or annual fees. However, standard banking service charges may apply for as per the bank’s Rates & Tariffs.

5. Can I change my username after registering?

No, once set, your username cannot be changed.

6. How can I reset my password if I forget it?

• Click "Forgot Password" on the login screen to reset it.

• Alternatively, contact the DFCC 24x7 Call Centre at 011 235 0000 for assistance.

7. What if I forget my username?

Use the "Forgot Username" option on the login screen to retrieve it instantly.

8. What happens if my account gets locked?

If you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it.

9. How do I update my registered mobile number or email?

Visit your nearest DFCC branch or call the 24x7 Call Centre to update your details.

10. Is DFCC ONE Online Banking secure?

Yes. DFCC ONE uses multi-layer security features including OTP verification, encryption, and Secure Email communication to ensure your personal and financial information is protected at all times.

11. Can I access DFCC ONE Online Banking from overseas?

Yes. DFCC ONE Online Banking can be accessed from anywhere in the world, provided you have an internet connection and your registered E Mail for OTP verification.

12. How do I log out securely from DFCC ONE?

Always use the Log Out option after completing your transactions. Avoid accessing DFCC ONE online banking from public or shared devices to maintain security.

13.Can I change my password after logging in?

Yes. You can change your password anytime by navigating to Application Settings within DFCC ONE Online Banking.

14.Can I pay government bills through DFCC ONE Online Banking ?

Yes. DFCC ONE Online Banking supports payments for selected government services and institutions.

15.What is the transfer limit ?

16.Can I change my transaction limits?

Yes. It is possible. You can reduce or increase* within the standard limits of the banks by simply clicking on the “Settings” section and on “Transfer Limit Preferences” and set the amounts.

*Transactions limits cannot exceed what has been set by the bank

• DFCC ONE Terms & Conditions

• DFCC Online Banking

• DFCC Alerts