1. What is the eligibility criteria to apply for the DFCC Visa Infinite Credit Card?
Applicants must have a minimum monthly gross income of LKR 450,000 or above.
2. What is the starting credit limit for the DFCC Visa Infinite Credit Card?
The starting credit limit is LKR 750,000 or higher.
3. What documents are required to apply for the card?
For salaried individuals:
Completed application form.
Valid NIC, EIC, or Passport.
Latest three months’ salary slips.
Employment confirmation letter.
For self-employed individuals:
4. What are the key travel benefits of the DFCC Visa Infinite Credit Card?
Access to over 900 airport lounges globally with 2 free visits annually.
Complimentary travel insurance with coverage of up to USD 300,000 when purchasing return air tickets using the card.
5. How does the 1% cashback benefit work?
Spend a minimum of LKR 1,000 monthly to earn 1% cashback, credited to your DFCC savings/current account or a DFCC Junior Savings Account.
6. Can large purchases be converted into installments?
Yes, any purchase above LKR 10,000 can be converted into an Easy Payment Plan with a repayment period of 3 to 60 months, subject to a nominal processing fee.
7. What is the Loan-on-Card feature?
You can take a cash advance of up to 75% of your credit limit and repay it in installments over 60 months at competitive interest rates.
8. How can I pay my credit card outstanding balance?
Payments can be made through:
Cash or cheque deposits at DFCC Bank branches.
Standing instructions (5% to 100% of the outstanding balance) from a DFCC Bank account.
DFCC ONE, Online Banking, ATM/CRM deposits, or CEFTS transfers from other bank accounts.
9. What is the Lounge Key membership benefit?
The Lounge Key membership provides cardholders with access to over 900 airport lounges globally, with two complimentary visits per year.
10. What is the Ceylinco-DFCC Ananthaya Insurance Scheme?
This scheme offers protection by covering your credit card outstanding balance in case of serious illness, disablement, or death, reducing the financial burden on your loved ones.
