• Easy Registration – Sign up using your DFCC Debit Card, Credit Card or Account

• Secure Transactions – Biometric authentication & two-factor verification for enhanced security.

• Comprehensive Account Management – View balances (including balance peek with no login), transaction history, and e-passbooks.

• Instant Fund Transfers – Transfer within DFCC or to other banks via CEFTS.

• Bill Payments – Pay utility bills, credit cards, statutory payments, and other financial obligations in one place.

• User-Friendly Design – Dark mode, trilingual support, and customisable transaction limits.

• Zero Registration Fees – Absolutely free signup with no hidden charges. Standard banking service charges may apply.

• Hassle-Free Account Opening – Open savings and fixed deposit accounts online and earn an extra 0.25% interest on FD accounts.

• Traffic Fine Payments – Settle traffic fines instantly through the DFCC ONE App with a fast, seamless, and convenient experience. 

• Receive Money via Your Own QR – Generate your personalised static or dynamic QR codes and receive funds instantly in a secure and efficient manner. 

• QR Payments – Enjoy quick and secure payments by simply scanning LankaQR codes-no cash or cards required. 

• Sole Proprietor Features – A dedicated solution for individual business owners to efficiently manage business transactions and streamline financial operations. 

• Schedule Payments – Schedule your fund transfers, Credit Card payments and bill payments in advance through the DFCC ONE App, ensuring timely and convenient payments without the need for manual intervention.

• Service Requests – Submit and manage a range of banking service requests conveniently through the DFCC ONE App, making it easier to access banking services anytime, anywhere.

• Transactions via Regulated Accounts – Transactions can be performed through the following regulated account types:

  PFCA – Personal Foreign Currency Account

  NRRA – Non-Resident Rupee Account

  DRA – Diplomatic Resident Account

  DFCA – Diplomatic Foreign Currency Account

  PLA – Personal Foreign Currency Loan Account

1. Simplified Banking Anytime, Anywhere

• View account and credit card balances.

• Access e-passbooks for real-time transaction tracking.

• Quick Peek Balance – Check balances without logging in.

2. Open your ideal savings account instantly!

DFCC ONE offers three tailored savings accounts to choose from:

• Initial deposit value: Rs. 1,000/-

• Mega Bonus Account — For individuals above 18 years

• DFCC Aloka Account — Exclusive account designed for females

• DFCC Garusura Account — Exclusive account designed for senior citizens

3. Open your Fixed Deposit, anytime, anywhere — with flexible renewal options

• Multiple interest payout options available at Fixed Deposit maturity

• Flexible payout options — monthly, quarterly, bi-annually, or annually

• Initial Fixed Deposit value: Rs. 10,000/-

• An additional 0.25% p.a. bonus interest rate via DFCC ONE

4. Smart Payment Options

• Within Own DFCC Accounts – Instantly move funds across your accounts.

• To Other DFCC Accounts – Secure real-time transactions.

• To Other Banks – Fast CEFTS transfers for seamless transactions.

• Credit Card Payments – Settle DFCC or other bank credit cards via the app.

• Utility Bill Payments – Water, electricity, mobile bills, insurance, and tax and other statutory payments in a few taps.

• QR Payments and Generation - Make payments by scanning a LankaQR code or create QR codes linked to accounts to receive payments. 

• Sole Proprietorship accounts - Transfer funds from and receive funds into your Sole Proprietorship accounts. 

• Payment of Traffic Fines - Pay Traffic fines to the relevant police station instantly.  

5. Cutting-Edge Security

• Biometric Authentication – Secure login via fingerprint or Face ID.

• Two-Factor Authentication (2FA) – Extra layer of security with OTP verification.

6. Personalised & Customisable Experience

• Trilingual Support – Use the app in English, Sinhala, or Tamil.

• Dark Mode – Enhanced viewing comfort for better user experience.

• Customised Transaction Limits – Set your own daily & per-transaction limits.

7. Zero Fees & No Hidden Charges

• Completely free to download and use.

• No registration or annual fees – Enjoy uninterrupted mobile banking.

Note: You can adjust these limits within the DFCC ONE app as per your preference

1. Download the App – Available on:

   • Google Play Store

   • Apple App Store

   • Huawei AppGallery

2. Choose a Registration Method:

   • Using DFCC Debit or Credit Card

   • Using DFCC Bank Account

3. Follow On-Screen Instructions to set up your profile securely.

4. Login & Enjoy Hassle-Free Digital Banking!

1. Who is eligible to register for DFCC ONE? 

Any DFCC Bank customer aged 18 years or above, holding a valid National Identity Card, Passport, or Driving License, can register. If you’re not a DFCC Bank customer yet, you can open an account online now. 

​​​2. Where can I download DFCC ONE? 

DFCC ONE is available on Google Play Store, Apple App Store, and Huawei AppGallery. 

3. How do I register for DFCC ONE? 

Simply download the app and register using one of the following options: 

• DFCC Debit or Credit Card 

• DFCC Account 

4. What banking services can I access through DFCC ONE? 

• Account & credit card balance viewing 

• Fund transfers (within DFCC & to other banks) 

• Bill payments (utilities, taxes, insurance) 

• Credit card settlements​ (DFCC cards & other bank cards) ​ 

• Managing security settings & beneficiaries 

• Making payments via QR 

• Generating Person-2-Person QR codes (Dynamic and Static QR) 

• Payment of Traffic fines 

• View and transact using Sole Proprietorship accounts 

5. Is there a fee to use DFCC ONE? 

No, DFCC ONE is completely free to download and use. However, standard banking service charges may apply as per the bank’s Rates & Tariffs. 

6. Can I change my username after registering? 

No, once set, your username cannot be changed. 

7. How can I reset my password if I forget it? 

• Click "Forgot Password" on the login screen to reset it. 

• Alternatively, contact the DFCC 24x7 Call Centre at 011 235 0000 for assistance. 

8. What if I forget my username? 

If you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it.

9. What happens if my account gets locked? 

f you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it. 

10. Can I use DFCC ONE on multiple devices? 

Yes, DFCC ONE supports multiple devices for added flexibility. 

11. How do I update my registered mobile number or email? 

Visit your nearest DFCC branch or call the 24x7 Call Centre to update your details. 

12. What are the supported operating systems for DFCC ONE? 

• Android 8 and above 

• iOS 14 and above 

13. What are the minimum & maximum amounts for QR payments? 

14. What is the difference between “My QR Code” and “Payment QR”? 

• My QR Code – Generates a static QR code without specifying an amount. 

• Payment QR – Generates a dynamic QR code with a specific amount entered. 

15. What transactions can be performed from a Sole Proprietorship account? 

• Own account fund transfers 

• Other DFCC fund transfers 

• Other bank fund transfers 

• Bill Payments 

• Own Credit Card payments 

• Other DFCC Credit Card payments 

• Other bank Credit Card payments 

• QR Payments 

16. Can I schedule payments through DFCC ONE Mobile?

Yes. You can schedule fund transfers, card payments, and bill payments in advance through DFCC ONE Mobile.

17. Can I submit banking service requests through DFCC ONE Mobile?

Yes. You can conveniently submit and manage a range of banking service requests via the More Services option in DFCC ONE Mobile.

18. What additional services can I request?

You can submit requests for:

Account-Related Services

• Account Statement request

• Contact Details Update

• NIC Number Update

• Account Chargeback request

• Deposit Operating Instruction Change

• Dormant Account Reactivation

• Fixed Deposit Upliftment

• Balance Confirmation Letter – Accounts

• Visa Confirmation – CASA

• AIT Certificate

• Residency Visa Update

• Address Update

Current Account-Related Services

• Cheque Book Request

• Stop Cheque Request

Credit Card-Related Services

• Credit Card PIN Change

• Credit Card Replacement

• Loan on Card

• Credit Card Limit Enhancement

• Credit Card Statement Request

• Credit Card Fee Waiver Request

• Instalment Plan Conversion Request

• Credit Card Visa Confirmation Request

Debit Card-Related Services

• Block Debit Card

• Debit Card PIN Change

19. Do I need to visit a branch to submit service requests?

Not necessarily. You can submit and manage eligible service requests digitally through the More Services option in DFCC ONE Mobile.

20. Can I initiate international transfers through DFCC ONE Mobile?

Yes. You can initiate eligible international transfers (TT) through the More Services option in DFCC ONE Mobile.

21. Can I manage Foreign Currency (FCY) transactions through DFCC ONE Mobile?

Yes. You can securely access and transact through eligible FCY accounts using DFCC ONE Mobile.

• DFCC ONE Terms & Conditions

• DFCC Online Banking

• DFCC Alerts