• Wide Variety of Gifts: Choose from physical gifts, gift vouchers, e-vouchers, or account credits based on your kid’s savings account milestones.

• Value Credit Scheme: Choose cash rewards instead of gifts up to LKR 155,750; and also enjoy junior rewards for Grade-5-scholarship/ G.C.E O/L performance, and 18th birthday, up to LKR 100,000.

• E-Gift Vouchers: e-Vouchers from 200+ merchants island-wide, offering flexibility and partial redemption options.

• Tiered Rewards: A unique benefit for Junior Account holders, providing rewards that grow in proportion to the kid’s savings account balance to incentivise savings.

• Low Minimum Deposit: Open an account with just LKR 2,000.

• Daily Interest Calculation: Interest is calculated daily and credited monthly for steady savings growth.

Junior Account Gift Scheme

DFCC Junior Rewards Scheme (Grade 5 Scholarship | G.C.E O/L Examination | 18th Birthday)

• Open to children under 18 years old.

• Required documents:

  • Child’s birth certificate.

  • Parent/Guardian’s NIC or EIC copy.

• Minimum deposit: LKR 2,000.

1. Who is eligible to open a DFCC Junior Children’s Savings Account?
   Children under the age of 18 years who are Sri Lankan nationals.

2. Who can open a DFCC Junior Account on behalf of the minor?
   Parents or guardians can open the account on behalf of the child.

3. Will the account be opened in the name of the minor?
   Yes, the account will be in the name of the child.

4. Can the DFCC Junior Account be a joint account?
   No, this account cannot be a joint account.

5. What is the minimum deposit required to open a DFCC Junior Account?
   The minimum deposit to open the account is LKR 2,000.

6. What is the maximum tiered-rewards slab available under the DFCC Junior scheme?
   The maximum slab is Rs. 5,000,000. Balances over that will enjoy additional interest rate.

7. What rewards are available for milestone events?
   Cash rewards are provided for Grade 5 scholarships, G.C.E O/L examinations, and 18th birthdays.

8. What are the eligibility criteria for Grade 5 Scholarship and G.C.E O/L rewards?

   • Grade 5 Scholarship: 150 marks minimum and a Minimum balance of LKR 50,000 for 12 Calander months to the exam.

   • G.C.E O/L: 8 As or more and a Minimum balance of LKR 50,000 for 12 Calander months to the exam.

   • Must be claimed within 3 months.

9. What are the eligibility criteria for the 18th Birthday reward?
   The account must maintain a minimum balance of LKR 50,000 for 36 Calander months and must be claimed within 3 months of the 18th birthday.

• The maximum age of eligibility for the gift scheme will be 15 years of age.

• Accounts opened only in Sri Lankan Rupees.

• Account to be opened by parent or guardian Withdrawals are not permitted.

• Non-residents/ non-nationals not permitted to open accounts.

• No withdrawals until the child completes 18 years.

• Product information and terms and conditions are subject to change from time to time.

• Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms and conditions or visit the Bank’s corporate Website.

• In the event the Junior account is closed prior to maturity, the cost of the issued gift will be recovered.

• DFCC Junior Plus Account

• DFCC Teen Account

• Rates & Tariffs