Outward Investment

Accounts (OIA)

This account enables resident investors to invest in shares of companies incorporated outside Sri Lanka and sovereign bonds issued by foreign governments and governmental organizations. Eligible clients can maintain only one OIA in the Banking sector.

Outward Investment Account (OIA)

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Outward Investment

Accounts (OIA)

Outward Investment Account (OIA)

The Outward Investment Account (OIA) is one of the special types of foreign currency accounts in Sri Lanka designed to facilitate Sri Lankan residents and businesses in making overseas investments. These foreign currency accounts enable investors to diversify their portfolios by investing in foreign company shares, sovereign bonds, and other approved international assets.

OIA Foreign Currency Accounts Key Features & Benefits

Facilitates investments outside Sri Lanka for Individuals (Subject to conditions), partnerships, and companies.
Allows investment in global securities, including foreign company shares and sovereign bonds.
Supports seamless funds transfers for outward investments.
Flexible account options including Savings, Current (without cheque facility), and Term Deposits (sourced by investments returns).
Income from foreign investments can be credited to the account.

Eligibility

Companies incorporated in Sri Lanka under the Companies Act, No. 7 of 2007 or body corporates established under any other law of Sri Lanka.
Employees’ Provident Fund established under the Employees’ Provident Fund Act No. 15 of 1958 or Approved Provident Funds declared by the Commissioner General of Labour.
A partnership registered in Sri Lanka; and
Resident individuals excluding emigrants and non-nationals.

Permitted Transactions on OIA Foreign Currency Accounts

Transaction Type	Details
Permitted Credits	Sri Lanka Rupee deposits converted into foreign currency for investments as allowed. Transfers from Business Foreign Currency Accounts (BFCA) or another OIA of the same account holder. Proceeds of loans obtained from foreign sources via an Inward Investment Account (IIA). Income earned from foreign investments made through the OIA.
Permitted Debits	Payments for capital transactions made outside Sri Lanka as allowed. Payments for current transactions outside Sri Lanka. Transfers to Personal Foreign Currency Accounts (PFCA) and BFCA, where the original investment was made using those accounts. Withdrawals in Sri Lankan Rupees (LKR). Transfers to another OIA or Rupee account of the account holder.

Types of Accounts Available

Account Type	Features
Savings Account	Facilitates smooth investment-related transactions.
Current Account (Without overdraft & cheque drawing Facility)	Enables easy payments for investments.
Term Deposits	Secure funds and generate returns while awaiting investment opportunities.

How to Apply

Visit a DFCC Bank branch – Locate the nearest branch
Call our hotline – 011 235 0000

Frequently Asked Questions (FAQs)

Who can open an OIA?
Any Sri Lankan resident, partnership, or company can open an OIA to facilitate overseas investments.(Subject to prevailing regulations)
What types of foreign investments are allowed?
Investors can use an OIA to purchase shares in foreign companies, invest in sovereign bonds, and engage in other capital transactions that are allowed under prevailing regulations.
Are there any investment limits for individuals and companies?
As applicable in regulation 1 of 2026 & the Order 22 or any subsequent amendments therein.
Can investment earnings be repatriated?
Yes, income generated from foreign investments can be credited to the OIA and repatriated as required.
Can I transfer funds between my OIA and other foreign currency accounts?
Yes, funds can be transferred between your OIA, BFCA, and PFCA, subject to regulations.

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Inquire Now

Interested to Know more
Submit your inquiry now

One of our team members will reply within one business day. If inquiry is made during
non-banking hours, our team member will get in touch on the next working day.

Check Our Credit Cards Promotions

Click to View

Compare Our Credit Cards

Click to View

Give Us a call on

011-2350000

we are on 24/7 service

OIA Foreign Currency Accounts Key Features & Benefits

Facilitates investments outside Sri Lanka for Individuals (Subject to conditions), partnerships, and companies.
Allows investment in global securities, including foreign company shares and sovereign bonds.
Supports seamless funds transfers for outward investments.
Flexible account options including Savings, Current (without cheque facility), and Term Deposits (sourced by investments returns).
Income from foreign investments can be credited to the account.

Eligibility

Companies incorporated in Sri Lanka under the Companies Act, No. 7 of 2007 or body corporates established under any other law of Sri Lanka.
Employees’ Provident Fund established under the Employees’ Provident Fund Act No. 15 of 1958 or Approved Provident Funds declared by the Commissioner General of Labour.
A partnership registered in Sri Lanka; and
Resident individuals excluding emigrants and non-nationals.

Permitted Transactions on OIA Foreign Currency Accounts

Transaction Type	Details
Permitted Credits	Sri Lanka Rupee deposits converted into foreign currency for investments as allowed. Transfers from Business Foreign Currency Accounts (BFCA) or another OIA of the same account holder. Proceeds of loans obtained from foreign sources via an Inward Investment Account (IIA). Income earned from foreign investments made through the OIA.
Permitted Debits	Payments for capital transactions made outside Sri Lanka as allowed. Payments for current transactions outside Sri Lanka. Transfers to Personal Foreign Currency Accounts (PFCA) and BFCA, where the original investment was made using those accounts. Withdrawals in Sri Lankan Rupees (LKR). Transfers to another OIA or Rupee account of the account holder.

Types of Accounts Available

Account Type	Features
Savings Account	Facilitates smooth investment-related transactions.
Current Account (Without overdraft & cheque drawing Facility)	Enables easy payments for investments.
Term Deposits	Secure funds and generate returns while awaiting investment opportunities.

How to Apply

Visit a DFCC Bank branch – Locate the nearest branch
Call our hotline – 011 235 0000

Frequently Asked Questions (FAQs)

Who can open an OIA?
Any Sri Lankan resident, partnership, or company can open an OIA to facilitate overseas investments.(Subject to prevailing regulations)
What types of foreign investments are allowed?
Investors can use an OIA to purchase shares in foreign companies, invest in sovereign bonds, and engage in other capital transactions that are allowed under prevailing regulations.
Are there any investment limits for individuals and companies?
As applicable in regulation 1 of 2026 & the Order 22 or any subsequent amendments therein.
Can investment earnings be repatriated?
Yes, income generated from foreign investments can be credited to the OIA and repatriated as required.
Can I transfer funds between my OIA and other foreign currency accounts?
Yes, funds can be transferred between your OIA, BFCA, and PFCA, subject to regulations.

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Accounts (OIA)

Outward Investment Account (OIA)

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Submit your inquiry now

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Accounts (OIA)

Outward Investment Account (OIA)

OIA Foreign Currency Accounts Key Features & Benefits

Eligibility

Permitted Transactions on OIA Foreign Currency Accounts

Types of Accounts Available

How to Apply

Frequently Asked Questions (FAQs)

Related Products

Interested to Know more
Submit your inquiry now

Your privacy is important to us. Please do not include account numbers or other confidential information.

Check Our Credit Cards Promotions

Compare Our Credit Cards

Give Us a call on

OIA Foreign Currency Accounts Key Features & Benefits

Eligibility

Permitted Transactions on OIA Foreign Currency Accounts

Types of Accounts Available

How to Apply

Frequently Asked Questions (FAQs)

Related Products

Outward Investment ආයෝජන

Accounts (OIA)

Outward Investment Account (OIA)

Interested to Know more Submit your inquiry now

Your privacy is important to us. Please do not include account numbers or other confidential information.

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Compare Our Credit Cards

Give Us a call on

Outward Investment ආයෝජන

Accounts (OIA)

Outward Investment Account (OIA)

OIA Foreign Currency Accounts Key Features & Benefits

Eligibility

Permitted Transactions on OIA Foreign Currency Accounts

Types of Accounts Available

How to Apply

Frequently Asked Questions (FAQs)

Related Products

Interested to Know more Submit your inquiry now

Your privacy is important to us. Please do not include account numbers or other confidential information.

Check Our Credit Cards Promotions

Compare Our Credit Cards

Give Us a call on

OIA Foreign Currency Accounts Key Features & Benefits

Eligibility

Permitted Transactions on OIA Foreign Currency Accounts

Types of Accounts Available

How to Apply

Frequently Asked Questions (FAQs)

Related Products

Interested to Know more
Submit your inquiry now

Interested to Know more
Submit your inquiry now