DFCC One enables you to perform a host of banking functions at the comfort of your home or office around the clock.
Designed based on real user feedback, DFCC ONE is a state-of-the-art digital banking and online banking app that provides a comprehensive and secure digital banking experience as the best digital banking app in Sri Lanka. Whether you need to transfer funds, manage accounts, pay bills, or monitor transactions, DFCC ONE ensures a fast, hassle-free, and convenient digital banking experience – with everything in one, easy-to-access, user-friendly mobile app.
Easy Registration – Sign up using your DFCC Debit Card, Credit Card or Account
Secure Transactions – Biometric authentication & two-factor verification for enhanced security.
Comprehensive Account Management – View balances (including balance peek with no login), transaction history, and e-passbooks.
Instant Fund Transfers – Transfer within DFCC or to other banks via CEFTS.
Bill Payments – Pay utility bills, credit cards, statutory payments, and other financial obligations in one place.
User-Friendly Design – Dark mode, trilingual support, and customisable transaction limits.
Zero Registration Fees – Absolutely free signup with no hidden charges. Standard banking service charges may apply.
Hassle-Free Account Opening – Open savings and fixed deposit accounts online and earn an extra 0.25% interest on FD accounts.
Traffic Fine Payments – Settle traffic fines instantly through the DFCC ONE App with a fast, seamless, and convenient experience.
Receive Money via Your Own QR – Generate your personalised static or dynamic QR codes and receive funds instantly in a secure and efficient manner.
QR Payments – Enjoy quick and secure payments by simply scanning LankaQR codes-no cash or cards required.
Sole Proprietor Features – A dedicated solution for individual business owners to efficiently manage business transactions and streamline financial operations.
1. Simplified Banking Anytime, Anywhere
View account and credit card balances.
Access e-passbooks for real-time transaction tracking.
Quick Peek Balance – Check balances without logging in.
2. Open your ideal savings account instantly!
DFCC ONE offers three tailored savings accounts to choose from:
Initial deposit value: Rs. 1,000/-
Mega Bonus Account — For individuals above 18 years
DFCC Aloka Account — Exclusive account designed for females
DFCC Garusura Account — Exclusive account designed for senior citizens
3. Open your Fixed Deposit, anytime, anywhere — with flexible renewal options
Multiple interest payout options available at Fixed Deposit maturity
Flexible payout options — monthly, quarterly, bi-annually, or annually
Initial Fixed Deposit value: Rs. 10,000/-
An additional 0.25% p.a. bonus interest rate via DFCC ONE
4. Smart Payment Options
Within Own DFCC Accounts – Instantly move funds across your accounts.
To Other DFCC Accounts – Secure real-time transactions.
To Other Banks – Fast CEFTS transfers for seamless transactions.
Credit Card Payments – Settle DFCC or other bank credit cards via the app.
Utility Bill Payments – Water, electricity, mobile bills, insurance, and tax and other statutory payments in a few taps.
QR Payments and Generation - Make payments by scanning a LankaQR code or create QR codes linked to accounts to receive payments.
Sole Proprietorship accounts - Transfer funds from and receive funds into your Sole Proprietorship accounts.
Payment of Traffic Fines - Pay Traffic fines to the relevant police station instantly.
5. Cutting-Edge Security
Biometric Authentication – Secure login via fingerprint or Face ID.
Two-Factor Authentication (2FA) – Extra layer of security with OTP verification.
6. Personalised & Customisable Experience
Trilingual Support – Use the app in English, Sinhala, or Tamil.
Dark Mode – Enhanced viewing comfort for better user experience.
Customised Transaction Limits – Set your own daily & per-transaction limits.
7. Zero Fees & No Hidden Charges
Completely free to download and use.
No registration or annual fees – Enjoy uninterrupted mobile banking.
Transaction Type | Single Transaction Limit (Rs.) | Per Day Limit (Rs.) |
Within Own Accounts | 100,000,000 | 300,000,000 |
Within DFCC Accounts | 10,000,000 | 50,000,000 |
To Other Banks | 5,000,000 | 5,000,000 |
Credit Card Payments | 10,000,000 | – |
Bill Payments | 250,000 | – |
Note: You can adjust these limits within the DFCC ONE app as per your preference
Download the App – Available on:
Choose a Registration Method:
Using DFCC Debit or Credit Card
Using DFCC Bank Account
Follow On-Screen Instructions to set up your profile securely.
Login & Enjoy Hassle-Free Digital Banking!
1. Who is eligible to register for DFCC ONE?
Any DFCC Bank customer aged 18 years or above, holding a valid National Identity Card, Passport, or Driving License, can register. If you’re not a DFCC Bank customer yet, you can open an account online now.
2. Where can I download DFCC ONE?
DFCC ONE is available on Google Play Store, Apple App Store, and Huawei AppGallery.
3. How do I register for DFCC ONE?
Simply download the app and register using one of the following options:
DFCC Debit or Credit Card
DFCC Account
4. What banking services can I access through DFCC ONE?
Account & credit card balance viewing
Fund transfers (within DFCC & to other banks)
Bill payments (utilities, taxes, insurance)
Credit card settlements (DFCC cards & other bank cards)
Managing security settings & beneficiaries
Making payments via QR
Generating Person-2-Person QR codes (Dynamic and Static QR)
Payment of Traffic fines
View and transact using Sole Proprietorship accounts
5. Is there a fee to use DFCC ONE?
No, DFCC ONE is completely free to download and use. However, standard banking service charges may apply as per the bank’s Rates & Tariffs.
6. Can I change my username after registering?
No, once set, your username cannot be changed.
7. How can I reset my password if I forget it?
Click "Forgot Password" on the login screen to reset it.
Alternatively, contact the DFCC 24x7 Call Centre at 011 235 0000 for assistance.
8. What if I forget my username?
If you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it.
9. What happens if my account gets locked?
f you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it.
10. Can I use DFCC ONE on multiple devices?
Yes, DFCC ONE supports multiple devices for added flexibility.
11. How do I update my registered mobile number or email?
Visit your nearest DFCC branch or call the 24x7 Call Centre to update your details.
12. What are the supported operating systems for DFCC ONE?
Android 8 and above
iOS 14 and above
13. What are the minimum & maximum amounts for QR payments?
Transaction Type | Minimum Amount (Rs.) | Maximum Amount (Rs.) |
|---|---|---|
QR Payments | 1.00 | 500,000.00 |
P2P QR Payments | 1.00 | 5,000.00 |
14. What is the difference between “My QR Code” and “Payment QR”?
My QR Code – Generates a static QR code without specifying an amount.
Payment QR – Generates a dynamic QR code with a specific amount entered.
15. What transactions can be performed from a Sole Proprietorship account?
Own account fund transfers
Other DFCC fund transfers
Other bank fund transfers
Bill Payments
Own Credit Card payments
Other DFCC Credit Card payments
Other bank Credit Card payments
QR Payments
One of our team members will reply within one business day. If inquiry is made during
non-banking hours, our team member will get in touch on the next working day.
011-2350000
we are on 24/7 service
