DFCC Bank offers the highest interest rate for savings accounts for migrant workers,
along with a host of benefits designed to meet your unique needs.

• Special Interest Rate: Earn a competitive 5% p.a. on balances above LKR
  10,000. Balances between LKR 1,000 and LKR 9,999.99 earn 2.5% p.a.

• Rataviru USD rate is 3.5% on balances above USD 100. The published PFC USD Savings rate (prevailing rate is 1.25%) is applied for balances less than USD 100.  

• Free Debit Card: Enjoy easy access to your funds anytime, anywhere.

• Housing Loans: Quick approvals, customized tenures, and special handling for overseas clients.

Click here to have a look at our Express Home Loans

• Leasing Facilities: Exclusive leasing benefits designed for Sri Lankan migrant workers.

• Pawning Services: Special pawning advances with no early settlement fees. 

Eligibility Criteria:

• Sri Lankans working abroad.

• Sri Lankans who are yet to travel abroad for employment purposes.

• Beneficiaries of worker remittances in Sri Lanka.

How to Open an Account?

• DFCC Bank Branches

• Through a DFCC Business Promotion Officer (BPO) or Business Development Agent (BDA).

• Contact DFCC Representative in Qatar, Dubai or Kuwait

Exclusive Benefits for Active Remittance Accounts

To enjoy the full range of benefits, ensure your account has received at least one remittance transaction in the past three months.

Open Your DFCC Rataviru Account Today!

Start saving with the highest interest rate and enjoy exclusive benefits tailored for Sri Lankan migrant workers. Open an account now.

Click Here for DFCC Rataviru Savings Account Offer

1. What is the DFCC Rataviru Account?

   The DFCC Rataviru Account is a specialized LKR savings account designed for Sri Lankan migrant workers and their beneficiaries. It offers a high-interest rate of 5% p.a. on balances above LKR 10,000 and a range of exclusive benefits and 5%p.a. On USD Account for balances above 100. 

2. Who is eligible to open this account?

   Sri Lankans working abroad, Sri Lankans who are yet to travel abroad for employment purposes, and beneficiaries of worker remittances in Sri Lanka are eligible to open a DFCC Rataviru Account.

3. How can I open a DFCC Rataviru Account?

   You can open the account through a DFCC Business Promotion Officer (BPO), Business Development Agent (BDA), or via any of DFCC Bank branches

4. What are the benefits of this account?

   The account offers a 5% interest rate (3.5% for USD), free debit card, quick housing loan approvals, pre-approved leasing facilities, special pawning rates, and hospitalization insurance for family members in Sri Lanka.

5. Are there any conditions to avail of the special benefits?

   Yes, the account must receive at least one remittance transaction in the past three months to qualify for the special benefits.

6. What is the interest rate for balances below LKR 10,000?

   Balances between LKR 1,000 and LKR 9,999.99 earn an interest rate of 2.5% p.a.

7. What is the interest rate for balances below USD 100?

   Balances below USD 100 earn an interest rate of 1.25% p.a.

• Lanka Money Transfer (LMT)

• DFCC Express Home Loans

• DFCC Ethera Saviya

• Rataviru Loan

• ATM and Branch Locator

• Card Offers