• Open an Account Anytime, Anywhere – Apply online 24/7.

• Paperless & Hassle-Free – Save time with a seamless digital process.

• Available for LKR & Foreign Currency Accounts – Choose from multiple account types.

• Safe & Secure – Encrypted platform with OTP authentication.

• Live Agent Support – Assistance available during the application process.

• Check Your Application Status – Track progress and save applications for later.

• Instant Digital Banking Access – Once onboarded, manage your account via DFCC ONE & Online Banking.

• Sri Lankan nationals aged 18 and above.

• Sri Lankan nationals residing overseas.

• Sri Lankan minors aged 16-17 (DFCC Teen accounts).

Note: Your National Identity Card (NIC) details must be registered with the Department of Registration of Persons to complete the process.

LKR Accounts

• Winner Savings

• Xtreme Money Market Savings

• Mega Bonus

• Aloka (Women’s Savings)

• Garusaru (Senior Citizens Savings)

• Non-Resident Rupee Account Savings

• Capital Transaction Rupee Savings

• Rataviru Savings

• Inward Investment Account (IIA)

Foreign Currency Accounts (FCY)

• Personal Foreign Currency Savings

• Personal Foreign Currency Xtreme Saver

Permitted Currencies

AUD / CAD / CHF / CNY / EUR / GBP / INR / JPY / NZD / SGD / USD

1. Visit applyonline.dfcc.lk and select your preferred account type.

2. Verify your identity via a video call and OTP authentication.

3. Complete the digital application and upload required documents.

4. Receive confirmation and track your application status.

5. Start banking online with DFCC ONE and Online Banking once your account is activated.

01. Can existing DFCC Bank customers open an account via this platform?
No, existing customers cannot open new accounts using DFCC Digital Onboarding.

02. Is there a fee to open an account online?
No, opening an account online is completely free.

03. Is DFCC Digital Onboarding secure?
Yes, the platform is fully encrypted and uses OTP authentication for enhanced security.

04. How long does it take to open an account?
The application takes 5-10 minutes, and account activation is completed within 1-2 working days.

05. What happens after I submit my application?
You will receive a confirmation email, and a DFCC agent will contact you within 2 days for further verification.

06. Can I open more than one account online?
Yes, you can open up to 3 accounts through DFCC Digital Onboarding.

07. What if I need help during the application process?
Click the “Get Help” button for live agent support, or call the DFCC Contact Centre at 011 235 0000.

08. When will I receive my account details?
After successful verification, your account will be approved, and you will receive your account number via SMS & email.

• DFCC Online Banking

• DFCC ONE (Mobile App)

• DFCC Alerts