DFCC ALOKA Pragathi

DFCC ALOKA Pragathi

Loan Scheme

This empowers women entrepreneurs with flexible financing, concessionary rates, and business development support.

ALOKA Pragathi Loan Scheme


DFCC ALOKA Pragathi Loan Scheme

Women entrepreneurs play a vital role in Sri Lanka’s economic progress yet often face financial and social barriers. The DFCC ALOKA Pragathi Loan is designed to support women-led SMEs and MSMEs by offering easy access to funding, flexible repayment options, and concessionary interest rates under selected schemes. Beyond financing, the loan provides capacity building through advisory services, training, and mentorship helping women-owned businesses start, grow, and scale sustainably. 

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  • Loan amounts up to LKR 25 million 

  • Flexible repayment terms with customizable installments 

  • Concessionary interest rates under selected schemes 

  • Financing for start-ups and business expansion 

  • Capacity building through advisory services, training, and mentorship 

Women-led businesses (registered or unregistered) with at least 51% ownership by women, or businesses that meet all of the following criteria: 

  • Minimum 20% ownership by women 

  • A woman is the CEO (most senior manager) or COO (second most senior manager) 

  • At least 30% of board members are women (where a board exists) 

  • Business existence of over 12 months 

Visit your nearest DFCC Bank branch or contact the DFCC Bank hotline for more details and guidance on the application process. 

Empower your business today with DFCC ALOKA Pragathi Loan. 
Apply now and unlock your growth potential! 

1. For what purpose can this loan be obtained? 
To fulfill working capital and capital expenditure requirements of women-led SMEs and MSMEs. 

2. What is the maximum loan amount that can be granted? 
Up to LKR 25 million. 

3. What is the maximum tenor available? 

  • Term Loan: Maximum 5 years 

  • Working Capital Loan: Maximum 3 years 

4. What repayment options are available? 
Structured, equal, or equated repayment options. 

5. How can I obtain the loan? 
Visit your nearest DFCC Bank branch or contact the DFCC Bank call center for assistance.