1. Flexible Loan Amounts Up to LKR 25 million

2. Extended Repayment Terms

3. Customized Repayment Schedules - Repayment plans are designed to align with your business revenue cycles, ensuring ease of cash flow management.

4. Concessionary Interest Rates - Special rates under certain refinance and subsidy schemes.

5. Sector-Specific Support - Focused on tourism-related enterprises, while also extending support to industrial and service-oriented businesses.

6. Capacity Building - Complemented by advisory services, training, or technical assistance to enhance business capabilities.

1. Property ownership is required for loan applicants operating villas, guest houses, home stays, or restaurants (if leased, a valid lease agreement with a minimum of 5 years remaining)

2. SLTDA Approval and Business Registration for the facilities above 3 Mn

3. Trade permits issued by the local authorities ü For Restaurants-Local health and safety approvals

4. Minimum 2 years (covering 2 tourism seasons) of continuous operation in the tourism sector Verified presence on digital booking platforms, including: l Google Business Profile (Reviews and Minimum rating 4.0)

Accommodation & Lodging, Food & Beverage Services, Travel & Transport Services, Wellness & Leisure Services, Tourism-Related Support Services.

1. For what purpose can this loan be obtained?

To fulfill the Capital expenditure and working capital requirements for business expansions or diversification of business within the tourism sector.

2. What is the minimum requirement for a Tour Biz loan?

• Property ownership is required for loan applicants operating villas, guest houses, home stays, or restaurants (if leased, a valid lease agreement with a minimum of 5 years remaining)

• SLTDA Approval and Business Registration for the facilities above 3 Mn

• Trade permits issued by the local authorities ü For Restaurants-Local health and safety approvals

• Minimum 2 years (covering 2 tourism seasons) of continuous operation in the tourism sector Verified presence on digital booking platforms, including: l Google Business Profile (Reviews and Minimum rating 4.0)

3. What is the maximum loan that can be granted?

Up to Rs 25 Mn.

4. What is the maximum tenor for which a Tour Biz loan can be obtained?

5 Years Including maximum grace period of 6 months

5. What are the repayment options that are available?

• Structured loan repayments matching the cash flows

• Equal /equated /Bullet

6. How to obtain the loan?

You can visit the nearest DFCC Bank branch or for more information, you can contact the call center

Visit the nearest DFCC Bank branch or for more information, you can contact the call center.

SMELOC 2

Stimulating Package for Reenergizing MSME Sector in Sri lanka - Component I - Investment Category

SMELOC – SME