1. Who is eligible to apply for relief?
Individuals or businesses whose income or operations have been directly affected by the cyclone and floods.
2. How do I apply and by when?
Complete the application form and submit it to your nearest branch.
Deadline: 15th January 2026.
3. What temporary debt relief is available?
Eligible borrowers can defer capital and/or interest repayments for 3 – 6 months (case-by-case basis).
4. Can I obtain a new loan under the relief scheme?
Yes. Banks may extend new borrowing after evaluating impact and viability.
5. Are any fees waived under the scheme?
Yes. All listed fees are waived until 31st January 2026.
6. How will banks ensure transparency?
Banks must clearly communicate terms and decisions.
7. What if my bank rejects my request for relief?
