Loan Up to LKR 5 Million

• Fund your solar panel installation with a loan amount tailored to your needs.

Flexible Repayment Up to 10 Years

• Enjoy long repayment periods for added financial flexibility.

Attractive Interest Rates

• Fixed interest rates starting from 10.5% for the first 5 years.

Savings-Based Repayment

• Electricity bill savings from your solar system can be considered for repayment.

Pre-Approved Solar System Suppliers

• Special benefits when selecting from DFCC-approved suppliers.

Supports Both Residential & Commercial Installations

• Finance solar panel installations for homes and businesses.

• Salaried employees in the private or government sector.

• Minimum monthly gross income of LKR 100,000 (Basic + Fixed Allowances).

• Confirmed employment with at least 2 years of continuous service.

• Age between 18 and retirement (loan must be fully repaid before retirement).

• Completed Solar Loan application form.

• Signed Terms & Conditions.

• Certified copy of National ID, Driving License, or Passport.

• Latest 3 months’ salary slips (original or certified copy).

• Employer-issued salary assignment letter (DFCC format).

• Quotation and technical proposal from a pre-approved solar supplier.

• Latest electricity bill.

• Proof of property ownership/title where the solar panels will be installed.

• Comprehensive insurance over the system (assigned to DFCC Bank, after installation).

• Copy of Power Purchase Agreement (after installation).

• Complete the application form

• Gather all required documents

• Visit any DFCC Bank Branch

1. What is the minimum income required for a DFCC Solar Loan in Sri Lanka?

   A minimum monthly gross income of LKR 100,000 (Basic + Fixed Allowances).

2. Do I need to own the property to apply for a Solar Loan?

   No, but if the property is owned by your spouse or parent, they must be a co-borrower.

3. What is the maximum loan amount I can apply for?

   The maximum loan amount is LKR 5 million for residential installations.

4. What is the repayment period for the DFCC Solar Loan?

   The loan tenure is up to 10 years.

5. What is the interest rate on the DFCC Solar Loan?

   Fixed at 11.5% for the first 5 years.

6. Can I apply for a Solar Loan for both residential and commercial properties?

   Yes, DFCC Bank offers solar loans for both homeowners and businesses.

7. How long does the loan approval process take?

   The process usually takes 5 to 10 business days, depending on documentation completeness.

8. Can I get a Solar Loan reimbursement for a system I already installed?

   Yes, reimbursements are considered for prior payments made towards solar installations.

9. Will my expected solar energy income be considered for the loan?

   Yes, DFCC Bank takes into account the expected income from your solar system when assessing eligibility.

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