Project

Financing

DFCC Bank has an unrivalled depth of industry knowledge and financial expertise, having financed many pioneering projects in several sectors. Simply tell us how we can serve you, and we will take care of the rest!

Comprehensive Corporate Project Financing Solution

DFCC Bank offers specialised project financing solutions tailored for businesses undertaking large-scale investments, expansions, or pioneering ventures. With decades of experience funding major projects across diverse industries, DFCC Bank ensures a structured approach to financing that considers feasibility, risk assessment, and long-term sustainability.

DFCC Project Financing Key Features & Benefits

Customised Financing Structures – Tailored loan solutions based on project feasibility, cash flows, and industry requirements.
Long-Term Loan Tenure – Flexible repayment plans including grace periods based on project timelines.
Specialised Industry Expertise – Sector-focused financial advisory and funding solutions for various industries.
Structured Funding & Risk Assessment – Detailed evaluation of project feasibility, cash flow projections, and sponsor credentials.
Competitive Interest Rates – Benchmark-based interest rates linked to AWPLR, ensuring transparency and cost-effectiveness.
Diverse Financing Options – Loans, preference shares, and hybrid funding structures to suit business needs.
End-to-End Financial Support – From initial project assessment to disbursement and ongoing financial advisory services.

Project Evaluation Process

DFCC Bank follows a structured project assessment methodology to ensure feasibility and risk mitigation:

1. Sponsorship & Business Experience

Background and track record of project sponsors and shareholders.
Industry expertise, technical skills, and management capabilities.

2. Business Sector & Market Feasibility

Market structure, growth potential, competition, and regulatory landscape.
Distribution and operational models to assess business viability.

3. Project Overview & Implementation

Project site, production/service process, and technological requirements.
Licensing, environmental compliance, and statutory approvals.

4. Cost Estimation & Funding Requirements

Fixed and intangible asset costs, capital expenditure, and working capital needs.
Detailed BOQs, supplier quotations, and terms of trade for asset procurement.

5. Financing Structure & Loan Terms

Shareholder contributions, trade credit facilities, and long-term financing strategy.
Financial projections, break-even analysis, and sensitivity assessments

Loan Terms & Conditions

Loan Tenure – Flexible repayment plans including grace periods aligned to project timelines.
Interest Rate –Benchmark-based interest rates linked to AWPLR or fixed rates as preferred.
Repayment Structure – Tailored to project cash flows, ensuring manageable debt servicing

Eligibility

Businesses undertaking new projects, expansions, diversification, or infrastructure developments.
Companies with a proven operational track record and financial stability.
Sectors including manufacturing, infrastructure, energy, services, and large-scale agriculture.

Financing