• Guaranteed security – Backed by Government securities.

• Flexible tenures – Choose from a range of maturities, from 1 week to 12 months.

• Tax efficient investment - Investment is not subject to withholding tax under current tax regulations.

• Collateral-backed safety – Investors’ funds are secured with Government bonds.

• Attractive returns – Competitive interest rates tailored to different investment amounts.

Note: These rates are subject to change without notice – Refer our Rates & Tariffs for up-to-date information.

Repo investments are open to:

• Individuals over 18 years of age

• Registered businesses/legal entities in Sri Lanka

• Foreign investors via an Inward Investment Account (IIA)

To initiate a Repo investment, the following documents are required:

• CDS Account Opening Form – Required for new clients (one-time document).

• MRA Format – Required for new clients (one-time document).

• BR Format – Only applicable for new corporate clients (one-time document).

• Application to Invest in Repos - For every transaction

1. Ensure you meet the minimum investment requirement of LKR 100,000.

2. To apply, visit your nearest DFCC branch, contact us 24/7 on 011-2350000, or contact our Treasury Team (details below).

3. You may also begin the application process online right now

4. Existing customers – simply speak with your relationship manager

For personalised investment advice and the latest market rates, contact DFCC Bank’s Treasury Department:

Call: 0762637487 / 0762621301

Or reach out to our expert dealers:

1. What is a Repo on Government Security?

A Repo (Repurchase Agreement) is a short-term investment backed by Government securities. It allows investors to deposit funds and earn interest over a fixed period while ensuring security through Government-backed collateral.

2. What is the minimum investment required for Repo investments?

The minimum investment required for a Repo investment is LKR 100,000.

3. What are the benefits of investing in Repo Agreements?

• Flexible tenures – Choose from investment periods ranging from 1 week to 12 months.

• No withholding tax – Interest earned is fully tax-free.

• Secure investment – Funds are backed by Government securities, providing high safety and stability.

• Treasury Bills

• Treasury Bonds

• Reverse REPOs