• Government-backed security – Zero default risk for local investors.

• Short-term maturity options – Choose from 91, 182, or 364 days.

• Tax-advantaged investment – Invest without upfront taxation.

• High liquidity – Trade in the secondary market to access funds before maturity.

• Collateral for loans – Treasury bills can be pledged as security for borrowing.

Note: These rates are subject to change without notice – Refer our Rates & Tariffs for up-to-date information.

1. Secondary Market Placements

Investors can buy and sell Treasury Bills in the secondary market for added flexibility.

Required Documents for Secondary Market Placements:

• CDS Account Opening Form (For new clients; one-time document)

• BR Form (Applicable for new corporate clients; one-time document)

• Application to Invest in Government Securities (For every transaction)

• Customer Agreement of Government Securities (CAGS)

1. Ensure you meet the minimum investment criteria.

2. To apply, visit your nearest DFCC branch, contact us 24/7 on 011-2350000, or contact our Treasury Team (details below).

3. You may also begin the application process online right now

4. Existing customers – simply speak with your relationship manager

For personalised investment advice and the latest market rates, contact DFCC Bank’s Treasury Department:

Call: 0762637487 / 0762621301

Or reach out to our expert dealers:

1. What are Treasury Bills, and what maturities are available?

Treasury Bills are short-term investments issued through CBSL on behalf of the Government of Sri Lanka. They are available in maturities of 91, 182, and 364 days and offer a secure, low-risk investment opportunity.

2. What documents are required to invest in Treasury Bills?

For Primary Auction:

• CDS account opening form (for new clients; one-time document)

• BR form (for new corporate clients; one-time document)

• Customer bid letter (for every transaction)

For Secondary Market Purchases:

• CDS account opening form (for new clients; one-time document)

• BR form (for new corporate clients; one-time document)

• Customer request letter (for every transaction)

3. What are the benefits of investing in Treasury Bills?

• Government-backed security – No default risk

• No withholding tax – Fully tax-free earnings

• Short-term maturities – High liquidity options

• Can be used as collateral – Secure financing against investments

4. How can I invest in Treasury Bills?

You can invest through:

• Primary Auction – Bidding directly to CBSL with DFCC Bank’s assistance

• Secondary Market – Purchasing existing Treasury Bills at market rates

• Treasury Bonds

• REPOs

• Reverse REPOs