• Eligible Activity: Purchase of paddy

• Interest Rate: 7.00% p.a.

• Loan Tenure: Maximum of 180 days

• Loan Amount:

  • Maximum Rs. 50 million (Maximum 75% of paddy requirement)

• Collateral: Suitable collateral as per DFCC Bank guidelines

• Seasonal Availability: Open for both Yala & Maha seasons

• Eligible Beneficiaries: SME Paddy Millers and Cooperative Societies.​

• Registration​: Borrower must be registered with the Paddy Marketing Board (PMD) and have a valid Business Registration (BR).​

• Milling capacity of the borrower​: Maximum of 25MT 

• Storage Capacity​: Adequate storage capacity of the mill is required.​

• Only one loan can be obtained for a season under this scheme.​

• Borrower must not purchase paddy below the Minimum Purchase Price declared by the Department of Agriculture.​

1. Who can apply for this loan scheme?
SME Paddy Millers and Cooperative Societies registered with the Paddy Marketing Board and holding a valid Business Registration.

2. What is the maximum loan amount available?
Up to Rs. 50 million or 75% of the total paddy requirement, whichever is lower.

3. What is the interest rate for this facility?
Interest rate of 7.00% per annum.

4. Can I apply for more than one loan in a season?
No. Only one loan per borrower is permitted per season.

5. Is this loan available year-round?
No. The scheme is available only during the Yala and Maha paddy seasons.