- Credit Cards
- Co-branded Credit Cards
- Digital Payment Solutions
DFCC Online enables you to perform a host of banking functions at the comfort of your home or office around the clock.

DFCC Bank’s digital banking solutions give you complete control over your finances with a range of convenient and secure banking services designed to support your everyday needs. Whether you need to transfer funds, utility & government payments, open savings or fixed deposit accounts, manage cards, or track your transactions, DFCC ONE delivers a seamless banking experience anytime, anywhere. Recognized as one of Sri Lanka’s leading digital banking platforms, DFCC ONE offers secure, efficient, and hassle-free banking right at your fingertips.
For customers who prefer a desktop experience, DFCC ONE Online provides a comprehensive and feature-rich platform, enabling you to conveniently manage your finances with enhanced accessibility and control.

Account Management
View account details, balances, and transaction history.
Access fixed deposits, loan, lease, and credit card details in one place.
Fund Transfers & Payments
Instantly transfer funds between your own accounts and other DFCC Bank accounts.
Other bank fund Transfers to any bank in Sri Lanka.
Utility Bill Payments – Pay Dialog, Mobitel, SLT, CEB, LECO, National Water Supply, and leading insurance premiums and many more.
Government Payments – Pay IRD, EPF, Traffic fines and other government dues online.
Online Account Opening & Fixed Deposits
Open Savings & Fixed Deposit accounts online.
0.25% extra interest rate for Fixed Deposits opened via online banking.
Credit Card Management
View card statements and unbilled transactions and conveniently make payments to your own DFCC credit cards, other DFCC credit cards, or credit cards issued by other banks.
Self-Service Banking
Schedule one-time transactions or recurring transactions.
Secure messaging – Communicate with DFCC Bank for banking inquiries.
Set up preferred Transaction Limits.
Enjoy banking in your preferred language — Sinhala, English, or Tamil.
Set up Account Preferences to enable or disable your accounts and cards for transactions securely and conveniently.
Transaction Type | Single Transaction Limit (Rs.) | Per Day Limit (Rs.) |
|---|---|---|
Within Own Accounts | 100,000,000 | 300,000,000 |
Within DFCC Accounts | 10,000,000 | 50,000,000 |
To Other Banks | 5,000,000 | 5,000,000 |
DFCC Credit Card Payments | 10,000,000 | – |
Bill Payments | 250,000 | – |
You may request a temporary or permanent limit increase through either of the following secure channels:
Contact Centre
Call our Contact Centre on (+94) 11 2 350000. Our team will verify your identity and assist you with the request.
Secured Message (Secure Mail option)
Send us a secure message through the DFCC ONE Online at any time.
For your protection, all limit increase requests are processed only after successful customer verification.
If you are an existing DFCC ONE mobile app user, you can conveniently log in to DFCC ONE Online using the same username and password.
If you are new to DFCC ONE Online, simply click “New to DFCC ONE? Join Now” and complete the quick and easy registration process to get started.
1. Who is eligible to register for DFCC ONE Online?
DFCC Bank customers aged 18 years or above, holding a valid National Identity Card or Passport, and having a primary credit card or an active savings or current account are eligible to register.
2. Can I use the new Online platform even if I don’t have the DFCC ONE Mobile App?”
Yes. If you do not have a DFCC ONE profile, you must complete the Online Banking onboarding process first, using the "New to DFCC One, Join Now" option.
3. Can I use my existing Retail Online Banking username & Password to login to new platform?
No. Those username & password cannot use for new platform.
4. How do I register for DFCC ONE Online?
Simply register using one of the following options:
DFCC Debit Card
DFCC Credit Card
DFCC Account
5. Does all my favorite beneficiaries & billers will be available on the new platform?
Yes.
All your favorite beneficiaries & billers will be available.
6. Can I log in to the DFCC ONE Mobile App and DFCC ONE Online at the same time?
No.
For security reasons, you can only be logged into one platform at a time, either the DFCC ONE Mobile App or DFCC ONE Online. Logging in to one platform will automatically log you out of the other.
7. Is there a fee to use DFCC ONE Online ?
No.
DFCC ONE Online is completely free to use, with no joining or annual fees. However, standard banking service charges may apply for as per the bank’s Rates & Tariffs.
8. Can I change my username after registering?
No. Once set, your username cannot be changed.
9. What happens if my account gets locked?
If you enter the wrong password multiple times, your account may get locked. Call the DFCC 24x7 Call Centre at 011 235 0000 to unlock it.
10. Is DFCC ONE Online secure?
Yes. DFCC ONE uses multi-layer security features including OTP verification, encryption, and Secure Email communication to ensure your personal and financial information is protected at all times.
11. Can I access DFCC ONE Online from overseas?
Yes. DFCC ONE Online can be accessed from anywhere in the world.
12. How do I log out securely from DFCC ONE?
Always use the Log Out option after completing your transactions. Avoid accessing DFCC ONE online from public or shared devices to maintain security.
13.Can I change my password after logging in?
Yes. You can change your password anytime by navigating to Application Settings within DFCC ONE Online.
14.Can I pay government bills through DFCC ONE Online?
Yes. DFCC ONE Online supports payments for selected government services and institutions.
15.Can I change my default transaction limits?
Yes. It is possible. You can reduce or increase* within the standard limits of the banks by simply clicking on the “Settings” section and on “Transfer Limit Preferences” and set the amounts.
*Transactions limits cannot exceed what has been set by the bank
16. What features are currently not available on DFCC ONE Online?
The following features are currently not available on DFCC ONE Online at the moment but will be available in near future.
Obtain Cash-backed loan
Certain card-related functionalities (such as block, unblock, activation, etc.)
Fixed Deposit (FD) upliftment
Opening Goal Savings
Tax certificate generation
Statement downloads
17. Why are Government Payment services (LPOPP & GovPay) not available on the Retail Online Banking platform (old platform)?
Government payment services such as LPOPP and GovPay are available exclusively through DFCC ONE Online. Customers are kindly requested to access DFCC ONE Online to continue using these services.
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