Fixed Deposit Rates
DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest for your hard-earned savings.
Rates are subject to change based on market conditions in Sri Lanka.
Fixed Deposit Rates
Published rates are not applicable for Fixed Deposits of Banks, Finance companies and Insurance companies.
Please refer Treasury officials on the following numbers for FD rates under the said categories.
Samudra Chandrasekara - 0112442773, Nipuna Ratnayake - 0112442771
FD Rates 1 year and Below
(W.E.F 01st December 2024)
| 1 Month (% P.A.) | 2 Months (% P.A.) | 3 Months (% P.A.) | 6 Months (% P.A.) | 1 Year (% P.A.) | |
|---|---|---|---|---|---|
| Nominal | 6.50% | 7.00% | 7.50% | 7.50% | 7.50% |
| AER | 6.70% | 7.21% | 7.71% | 7.64% | 7.50% |
| Monthly | - | - | 7.45% | 7.39% | 7.25% |
| AER | - | - | 7.71% | 7.64% | 7.50% |
FD Rates 1 year and Above
(W.E.F 01st December 2024)
| 1 Year (% P.A.) | 2 Years (% P.A.) | 3 Years (% P.A.) | 4 Years (% P.A.) | 5 Years (% P.A.) | |
|---|---|---|---|---|---|
| Nominal | 7.50% | 10.00% | 10.50% | 9.00% | 12.00% |
| AER | 7.50% | 9.54% | 9.56% | 7.99% | 9.86% |
| Monthly | 7.25% | 9.50% | 9.16% | 7.71% | 9.44% |
| AER | 7.50% | 9.92% | 9.56% | 7.99% | 9.86% |
| Quarterly | 7.30% | 9.22% | 9.23% | 7.76% | 9.51% |
| AER | 7.50% | 9.54% | 9.56% | 7.99% | 9.86% |
| Bi Annually | 7.36% | 9.33% | 9.34% | 7.84% | 9.62% |
| AER | 7.50% | 9.54% | 9.56% | 7.99% | 9.86% |
| Annually | 7.50% | 9.54% | 9.56% | 7.99% | 9.86% |
| AER | 7.50% | 9.54% | 9.56% | 7.99% | 9.86% |
Special Deposit Product
(W.E.F 01 December 2024)
| Time period | Rate % (P.A.) | AER % (P.A.) |
|---|---|---|
| 300 Days | 9.00% | 9.07% |
Foreign Currency Fixed Deposit Rates
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| 01 Month | 3.00% | 3.50% | 3.00% | 1.00% | 3.75% | 0.50% | 2.50% | 3.00% | 1.50% |
| AER | 3.04% | 3.56% | 3.04% | 1.00% | 3.82% | 0.50% | 2.53% | 3.04% | 1.51% |
| 03 Months - Maturity | 3.75% | 3.75% | 3.50% | 1.50% | 3.50% | 1.50% | 3.50% | 3.00% | 2.00% |
| AER | 3.80% | 3.80% | 3.55% | 1.51% | 3.55% | 1.51% | 3.55% | 3.03% | 2.02% |
| 03 Months - Monthly | 3.74% | - | - | - | - | - | - | - | - |
| AER | 3.80% | - | - | - | - | - | - | - | - |
| 06 Months - Maturity | 4.25% | 4.25% | 3.75% | 1.75% | 3.75% | 1.75% | 3.75% | 3.00% | 2.25% |
| AER | 4.30% | 4.30% | 3.79% | 1.76% | 3.79% | 1.76% | 3.79% | 3.02% | 2.26% |
| 06 Months - Monthly | 4.22% | - | - | - | - | - | - | - | - |
| AER | 4.30% | - | - | - | - | - | - | - | - |
| 01 Year - Maturity | 4.50% | 4.50% | 4.00% | 2.00% | 4.00% | 2.00% | 4.00% | 3.00% | 2.50% |
| AER | 4.50% | 4.50% | 4.00% | 2.00% | 4.00% | 2.00% | 4.00% | 3.00% | 2.50% |
| 01 Year - Monthly | 4.41% | 4.41% | 3.93% | - | 3.93% | - | - | - | - |
| AER | 4.50% | 4.50% | 4.00% | - | 4.00% | - | - | - | - |
| 2 Years - Maturity | 4.50% | 4.50% | 4.00% | - | 4.25% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 2 Years- Annually | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 2 Years - Monthly | 4.32% | 4.32% | 3.85% | - | 4.09% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 3 Years - Maturity | 5.00% | 4.50% | 4.25% | - | 4.50% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 3 Years- Annually | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 3 Years - Monthly | 4.67% | 4.23% | 4.01% | - | 4.23% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 4 Years - Maturity | 5.25% | 4.75% | 4.50% | - | 4.75% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 4 Years- Annually | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 4 Years - Monthly | 4.77% | 4.36% | 4.15% | - | 4.36% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 5 Years - Maturity | 5.50% | 5.00% | 4.75% | - | 5.00% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| 05 Years - Annually | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| 05 Years - Monthly | 4.87% | 4.47% | 4.27% | - | 4.47% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
Golden Paradise Visa Program FD
(W.E.F 01st December 2024)
| 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | 6 Years | 7 Years | 8 Years | 9 Years | 10 Years | |
|---|---|---|---|---|---|---|---|---|---|---|
| USD | 5.50% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| GBP | 4.75% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| EUR | 4.25% | 5.00% | 5.50% | 5.75% | 6.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| AUD | 4.75% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| CAD | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| CNY | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
