Fixed Deposit Rates
DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest for your hard-earned savings.
Rates are subject to change based on market conditions in Sri Lanka.
Fixed Deposit Rates
Published rates are not applicable for Fixed Deposits of Banks, Finance companies and Insurance companies.
Please refer Treasury officials on the following numbers for FD rates under the said categories.
Gayan Kaushalya - 0112442780, Manoj Salgado - 0112442777
FD Rates 1 year and Below
(W.E.F 21st October 2022)
| 1 Month (% P.A.) | 2 Months (% P.A.) | 3 Months (% P.A.) | 6 Months (% P.A.) | 1 Year (% P.A.) | |
|---|---|---|---|---|---|
| Nominal | 12.00% | 12.00% | 16.00% | 16.50% | 17.00% |
| AER | 12.68% | 12.62% | 16.99% | 17.18% | 17.00% |
| Monthly | - | - | 15.79% | 15.96% | 15.80% |
| AER | - | - | 16.99% | 17.18% | 17.00% |
FD Rates 1 year and Above
(W.E.F 21st October 2022)
*Kindly note the interest rates on 5 year FD's (maturity and monthly basis) are under a special promotion scheme.
| 1 Year (% P.A.) | 2 Years (% P.A.) | 3 Years (% P.A.) | 4 Years (% P.A.) | 5 Years (% P.A.) | 10 Years (% P.A.) | |
|---|---|---|---|---|---|---|
| Nominal | 17.00% | 18.00% | 18.50% | 19.00% | *30.00% | 16.00% |
| AER | 17.00% | 16.62% | 15.85% | 15.18% | *20.11% | 10.03% |
| Monthly | 15.80% | 15.47% | 14.81% | 14.22% | *20.00% | 9.59% |
| AER | 17.00% | 16.62% | 15.85% | 15.18% | *21.94% | 10.03% |
| Quarterly | 16.01% | 15.67% | 14.99% | 14.39% | 14.11% | 9.67% |
| AER | 17.00% | 16.62% | 15.85% | 15.18% | 14.87% | 10.03% |
| Bi Annually | 16.33% | 15.98% | 15.27% | 14.64% | 14.35% | 9.79% |
| AER | 17.00% | 16.62% | 15.85% | 15.18% | 14.87% | 10.03% |
| Annually | 17.00% | 16.62% | 15.85% | 15.18% | 14.87% | 10.03% |
| AER | 17.00% | 16.62% | 15.85% | 15.18% | 14.87% | 10.03% |
(W.E.F 21st October 2022)
| Tenor | LKR | USD | GBP | EUR | AUD | CAD |
|---|---|---|---|---|---|---|
| 100 Days - At Maturity (p.a) | 22.00% | 8.00% | 7.00% | 6.00% | 7.00% | 6.00% |
| AER | 23.82% | 8.24% | 7.18% | 6.13% | 7.18% | 6.13% |
| 200 Days - At Maturity (p.a) | 22.50% | 8.50% | 7.50% | 6.50% | 7.50% | 6.50% |
| AER | 23.64% | 8.66% | 7.63% | 6.60% | 7.63% | 6.60% |
| 300 Days - At Maturity (p.a) | 23.00% | 9.00% | 8.00% | 7.00% | 8.00% | 7.00% |
| AER | 23.45% | 9.07% | 8.06% | 7.04% | 8.06% | 7.04% |
Foreign Currency Fixed Deposit Rates
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| 01 Month | 4.00% | 3.50% | 3.00% | 3.00% | 3.75% | 2.50% | 2.50% | 3.00% | 1.50% |
| AER | 4.07% | 3.56% | 3.04% | 3.04% | 3.82% | 2.53% | 2.53% | 3.04% | 1.51% |
| 03 Months - Maturity | 4.75% | 4.00% | 3.50% | 3.50% | 4.50% | 3.50% | 3.50% | 3.00% | 2.00% |
| AER | 4.84% | 4.06% | 3.55% | 3.55% | 4.58% | 3.55% | 3.55% | 3.03% | 2.02% |
| 03 Months - Monthly | 4.73% | - | - | - | - | - | - | - | - |
| AER | 4.84% | - | - | - | - | - | - | - | - |
| 06 Months - Maturity | 5.25% | 4.50% | 3.75% | 3.75% | 4.25% | 3.75% | 3.75% | 3.00% | 2.25% |
| AER | 5.32% | 4.55% | 3.79% | 3.79% | 4.30% | 3.79% | 3.79% | 3.02% | 2.26% |
| 06 Months - Monthly | 5.19% | - | - | - | - | - | - | - | - |
| AER | 5.32% | - | - | - | - | - | - | - | - |
| 01 Year - Maturity | 5.50% | 4.75% | 4.25% | 4.00% | 4.75% | 4.00% | 4.00% | 3.00% | 2.50% |
| AER | 5.50% | 4.75% | 4.25% | 4.00% | 4.75% | 4.00% | 4.00% | 3.00% | 2.50% |
| 01 Year - Monthly | 5.37% | 4.65% | 4.17% | - | 4.65% | - | - | - | - |
| AER | 5.50% | 4.75% | 4.25% | - | 4.75% | - | - | - | - |
| 2 Years - Maturity | 6.50% | 5.50% | 5.00% | - | 5.50% | - | - | - | - |
| AER | 6.30% | 5.36% | 4.88% | - | 5.36% | - | - | - | - |
| 2 Years- Annually | 6.30% | 5.36% | 4.88% | - | 5.36% | - | - | - | - |
| AER | 6.30% | 5.36% | 4.88% | - | 5.36% | - | - | - | - |
| 2 Years - Monthly | 6.13% | 5.23% | 4.77% | - | 5.23% | - | - | - | - |
| AER | 6.30% | 5.36% | 4.88% | - | 5.36% | - | - | - | - |
| 3 Years - Maturity | 7.00% | 6.00% | 5.50% | - | 6.00% | - | - | - | - |
| AER | 6.56% | 5.67% | 5.22% | - | 5.67% | - | - | - | - |
| 3 Years- Annually | 6.56% | 5.67% | 5.22% | - | 5.67% | - | - | - | - |
| AER | 6.56% | 5.67% | 5.22% | - | 5.67% | - | - | - | - |
| 3 Years - Monthly | 6.37% | 5.53% | 5.10% | - | 5.53% | - | - | - | - |
| AER | 6.56% | 5.67% | 5.22% | - | 5.67% | - | - | - | - |
| 4 Years - Maturity | 7.25% | 6.25% | 5.75% | - | 6.25% | - | - | - | - |
| AER | 6.57% | 5.74% | 5.31% | - | 5.74% | - | - | - | - |
| 4 Years- Annually | 6.57% | 5.74% | 5.31% | - | 5.74% | - | - | - | - |
| AER | 6.57% | 5.74% | 5.31% | - | 5.74% | - | - | - | - |
| 4 Years - Monthly | 6.38% | 5.59% | 5.19% | - | 5.59% | - | - | - | - |
| AER | 6.57% | 5.74% | 5.31% | - | 5.74% | - | - | - | - |
| 5 Years - Maturity | 7.50% | 6.50% | 6.00% | - | 6.50% | - | - | - | - |
| AER | 6.58% | 5.79% | 5.39% | - | 5.79% | - | - | - | - |
| 05 Years - Annually | 6.58% | 5.79% | 5.39% | - | 5.79% | - | - | - | - |
| AER | 6.58% | 5.79% | 5.39% | - | 5.79% | - | - | - | - |
| 05 Years - Monthly | 6.39% | 5.64% | 5.26% | - | 5.64% | - | - | - | - |
| AER | 6.58% | 5.79% | 5.39% | - | 5.79% | - | - | - | - |
