Selecting the Best Credit Card for Your Needs
May 2, 2019
When looking for a credit card to suit your needs there are many things to take into consideration, particularly what you’ll be using it for. Will it be for regular day to day purchases, will it be for special expenses like dining out or will you be using it for travel purposes? Are you going to use your new credit card to streamline your old credit cards?
Based on your answer to these questions you will have different requirements.
An Everyday Expense Card – For a card such as this you will need to make sure you get the best interest rate possible along with other cash saving options such as cash-backs and special offers on day to day shopping. All DFCC Bank Credit Cards offer a flat 1% cash back on every transaction, which is credited to your savings account monthly, quarterly or annually depending on your preference. This means that you save money as you spend. Check out the DFCC credit card cash back calculator.
A Special Expenses Card – When looking for a credit card to fund special expenses such as dining out, taking a holiday or doing seasonal shopping it’s important to look for a card that provides special offers, discounts and privileges at dining establishments, hotels and retail merchants. Such a card would provide you with flexibility and exclusive access to the best prices on offer, which will help you save money in the long run. You’ll also want a card that provides you with the ability to make large payments and then convert those transactions into easy installment payment plans. All DFCC Credit Cards provide you with access to the best offers and deals in town along with the ability to convert any transaction over LKR 10,000/- into a 12 or 24 month installment plan. Check out the DFCC credit card comparison tool here.
A Card for Travel – If you’re a frequent traveller, you want to choose a credit card that provides you with exclusive benefits and privileges when you’re travelling such as insurance, lounge access and other forms of travel support. DFCC Bank Visa Signature and Premier Visa Infinite Credit Cards provide you with all the regular benefits along with generous travel insurance, travel assistance and other perks such as VIP lounge access.
A Card to Streamline Your Other Cards – At DFCC Bank we are able to provide you with the best Annual Percentage Rates (APR) in the market. This makes a DFCC Bank Credit Card an ideal choice if you’re looking to restructure your existing credit card bills into one place with the best rates and all the perks.
At DFCC Bank we have a credit card that will suit your requirements no matter what they are, with the privileges and perks you enjoy only increasing as you go. All our cards are also equipped with the latest EMV Chip technology and enabled with visa pay wave to ensure that your card remains safe and useable anywhere in the world.
With a DFCC Bank Credit Card, a world of opportunity is open to you.
