Credit Cards

Our Credit Cards provide you with the flexibility and power to enjoy the lifestyle you deserve. All our cards are prestigious instruments that provide you with recognition no matter where you go. DFCC Credit Cards also allow you to save as you spend by earning a 1% CashBack on every transaction you make, anywhere in the world.

DFCC Credit Cards are available in four different tiers:

DFCC Visa Platinum Credit Card

Monthly gross income of LKR 100,000 and above

DFCC Visa Signature Credit Card

Monthly gross income of LKR 250,000 and above

DFCC Visa Infinite Credit Card

Monthly gross income of LKR 450,000 and above

DFCC World Mastercard

Monthly gross income of LKR 300,000 and above

Compare Our Credit Cards

Click to Check our Latest Credit Card Tariff

Features & Beneﬁts of DFCC Credit Cards

1% CashBack into your DFCC Bank account on every transaction

Spend a minimum of LKR 1,000 monthly and be eligible to earn 1% CashBack into your savings or current account or your child's DFCC Junior Savings Account. You will receive your CashBack monthly.

The best deals in town with double the benefits

In addition to earning a 1% CashBack on every transaction, you will also enjoy the best deals in shopping, dining and travel with savings of up to 50% at selected merchants. Click here for the latest deals.

Cards with the latest Visa PayWave technology

Experience convenience with our DFCC Visa Credit cards featuring Visa PayWave technology. Enjoy hassle-free contactless payment to streamline your checkout process.

Loan on card

Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 60 months with the lowest interest rates in the market.

Balance Transfer

Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.

Easy Payment Plan

Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 12 months, with a nominal processing fee.

Credit Card Interactive eStatements

Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses. Register Now!

Automated Bill Settlements

Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

Travel Insurance and Medical Cover

Receive complimentary Travel Insurance and Emergency Accident & Medical Expenses cover of up to USD 60,000 from Allianz Insurance when you purchase a return air ticket using your DFCC Visa Signature Credit Card, DFCC World Mastercard Credit Card and DFCC Pinnacle Inﬁnite Credit Card.

Airport Lounge Access

Enjoy access to over 900 airport lounges worldwide with a complimentary annual membership with Lounge Key; 2 Free visits for DFCC Pinnacle Infinite cardholders per year & 1 Free visit for Signature, DFCC Prestige and World Mastercard credit cardholders to any partner airport lounge worldwide.

Exclusive Visa Signature / Visa Infinite and World mastercard privileges and worldwide offers

Travel with your DFCC Visa Signature, DFCC Visa Infinite or World Mastercard Credit Cards and experience a host of exclusive offers at partner merchants worldwide.

An exclusive card with a lifetime of privileges

Enjoy the DFCC Pinnacle Visa Infinite Credit Card with a free lifetime subscription and exclusive benefits (no annual fee or joining fee) for you and your family.

Ceylinco - DFCC Ananthaya Insurance

The Ceylinco Ananthaya Insurance Scheme safeguards your interests and provides protection if you are unable to fulfil your credit card payments. Reduce the risk of settling your credit card outstanding in the event of serious illness, disablement or death due to an accident without being a burden to your loved ones.

Settle your DFCC Credit Card outstanding with ease using convenient & efficient payment methods.

Cash payments at any DFCC Bank Branch
Cheque deposits at any DFCC Bank Branch.
- Cheques should be drawn in favor of DFCC Bank to the credit of your Credit Card Account.
  Example: DFCC Bank PLC. O/A Your Name A/C xxxx xxxx xxxx xxxx
- Cheques are credited to your account subject to realization.
- Cheques issued by third parties in your favor will not be accepted unless drawn as in the above example.
- Cash cheques will not be accepted.
Standing Instructions
- 5% to 100% of the statement outstanding from a DFCC Bank Account
DFCC Virtual Wallet transfers
ATM and CRM deposits
DFCC Online Banking transfers
CEFTS transfers from other bank accounts

How does a DFCC Credit Card's help me?

How to Transact Securely Online

Online shopping and bill payments are great! You can do them from wherever you’re comfortable and at any time of the day or night.

Credit Card Mistakes to Avoid – Here are 4 Tips!

Credit cards are an amazingly safe and easy way to transact and they give you plenty of special benefits and privileges that allow you to save money as you spend.

How to Keep Your Credit Cards Secure

Credit Cards have made paying for purchases easier than ever before. However, they also provide plenty of opportunities for thieves to steal your information and then your money.

Travelling Overseas with Your Credit Card? Here are 5 Tips

DFCC Credit Cards open up a world of opportunity for you, particularly when you travel abroad.

Interested in a Credit Card for the First Time? Here are 5 Tips!

A credit card can be your ticket to the lifestyle you desire. It can be used as a tool to live well and enjoy the finer things in life, without blowing your budget.

Selecting the Best Credit Card for Your Needs

When looking for a credit card to suit your needs there are many things to take into consideration, particularly what you’ll be using it for.

Compare Our Credit Card

Inquire for a Credit Card

Check Out Our Latest Promotions

Give us a call on
0112350000
we are on 24/7 service