DFCC Credit Cards are available in four different tiers:
Features & Beneﬁts of DFCC Credit Cards
Loan on card
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 24 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Easy Payment Plan
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 24 months, with a nominal processing fee.
1% CashBack into your DFCC Bank account on every transaction
Spend a minimum of LKR 5,000 monthly and be eligible to earn 1% CashBack into your account or your child’s DFCC Junior Savings Account. You can choose to receive the CashBack monthly, quarterly or annually.
The best deals in town with double the benefits
In addition to earning a 1% CashBack on every transaction, you will also enjoy the best deals in shopping, dining and travel with savings of up to 50% at selected merchants. Click here for the latest deals.
Cards with the latest Visa PayWave technology
The new DFCC Credit Card is embedded with the latest Visa PayWave technology that allows you to simply tap and go for purchases below LKR 5,000 at local merchant outlets and up to USD 100 at overseas merchant outlets.
0% installment plans
Enjoy 0% interest installment plans of up to 24 months on travel, furniture, electronics and home appliances, with no additional charges, at leading merchants throughout the year.
Travel Insurance and Medical Cover
Receive complimentary Travel Insurance and Emergency Accident & Medical Expenses cover of up to USD 60,000 from Allianz Insurance when you purchase a return air ticket using your DFCC Visa Signature Credit Card and DFCC Premier Inﬁnite Credit Card.
Airport Lounge Access
Enjoy access to over 900 airport lounges worldwide with a complimentary annual membership with Lounge Key; 2 Free visits for Infinite card holders per year & 1 Free visit for Signature card holders to any partner airport lounge worldwide.
Exclusive Visa Signature / Visa Infinite privileges and worldwide offers
Travel with your DFCC Visa Signature / DFCC Visa Infinite Credit Cards and experience a host of exclusive offers at partner merchants worldwide.
Reduced interest rate of 2% per month
Preferential interest rate of 24% per annum for infinite and signature credit card holders.
An exclusive card with a lifetime of privileges
Enjoy the DFCC Premier Visa Infinite Credit Card with a free lifetime subscription and exclusive benefits (no annual fee or joining fee) for you and your family.
How does a DFCC Credit Card's help me?
How to Transact Securely Online
Online shopping and bill payments are great! You can do them from wherever you’re comfortable and at any time of the day or night.
Credit Card Mistakes to Avoid – Here are 4 Tips!
Credit cards are an amazingly safe and easy way to transact and they give you plenty of special benefits and privileges that allow you to save money as you spend.
How to Keep Your Credit Cards Secure
Credit Cards have made paying for purchases easier than ever before. However, they also provide plenty of opportunities for thieves to steal your information and then your money.
Travelling Overseas with Your Credit Card? Here are 5 Tips
DFCC Credit Cards open up a world of opportunity for you, particularly when you travel abroad.
Interested in a Credit Card for the First Time? Here are 5 Tips!
A credit card can be your ticket to the lifestyle you desire. It can be used as a tool to live well and enjoy the finer things in life, without blowing your budget.