DFCC Bank PLC has been pioneering Sri Lanka’s financial sector since its inception in 1955 as its first development bank. Born out of a partnership between the Government of Sri Lanka and the World Bank, DFCC was one of Asia’s earliest development finance institutions, designed to drive economic progress by supporting private enterprises.

From the outset, the Bank has operated independently of government ownership, with a strong foundation of private sector investment. It was also the first financial institution listed on the Colombo Brokers’ Association in 1956—setting the stage for decades of shareholder value creation.

In 2015, DFCC entered a new chapter by merging with its subsidiary, DFCC Vardhana Bank PLC, and becoming a fully licensed commercial bank. This strategic transformation positioned DFCC as a fully integrated financial services provider, balancing its development banking roots with modern commercial banking capabilities.

Today, DFCC’s portfolio reflects this dual mandate—around 45% of its lending remains focused on development projects, particularly in renewable energy, infrastructure, and high-impact start-ups. The Bank is a preferred partner for ‘green’ financing and has a proven track record supporting emerging industries and entrepreneurs.

DFCC offers customers a seamless banking experience with a strong emphasis on digital convenience. Flagship innovations like the DFCC One App, Lanka Money Transfer, and EMV-enabled credit cards with 1% cashback redefine how individuals and businesses manage money. The Bank’s extensive branch network and access to over 4,000 ATMs nationwide ensure both reach and reliability.

For investors, DFCC represents stability, innovation, and long-term growth. The World Bank has recognised it as a rare success story in development finance transformation. The Bank has continued to deliver shareholder value while evolving with the market. Its diversified group structure—encompassing investment banking, IT solutions, industrial park management, and consultancy—adds resilience and opportunity beyond traditional banking.

With over seven decades of experience, a progressive outlook, and a commitment to sustainable growth, DFCC Bank is a trusted partner for investors and customers alike—driving forward a new era of financial empowerment in Sri Lanka.