DFCC SAHAYA
Loan Scheme (MSME)

• Prospective micro, small and medium scale entrepreneurs at village level who want to commence new businesses or to expand existing businesses.
• Entrepreneurs with new ideas based on village resources, IT based products and Eco- friendly economics activities etc.
• Youth, women, young graduates, skilled and differently able people.

• Novelty of business ideas.
• Entrepreneurial and technical skills of the loan applicant.
• Market demand for the proposed product
• Marketing and packaging strategies
• Potential for employment generation
• Appropriateness of technology
• Technical and financial feasibility of the project
• Environment impact
• Strength of the business plan
• All business that can potentially generate revenue in the Agriculture, Industrial and service sectors are eligible.

• Agriculture – Fruit and vegetable processing/plant and nursery Development/Organic Farming and Fertilizer Processing/Dairy and Poultry Products/Agriculture Products/Post- harvest Technology.
• Industrial – Welding/Garments/Concrete Work, paving and interlocking/ Leather Products/Painting, masonry and carpentry/plastic and Rubber Processing/Fabricated Metal/Gem cutting and polishing
• Services – Agricultural products collection centers/Tourist Services, restaurants and Entertainments/Gardening and Landscaping/ Beauty culture, Pre – Schools and Child Day Care Centers/IT, Printing, internet and Mobile Phone and Computer Repairs/ Refrigeration and A/C/Motorcycle and Cycle Repairs/Computer Software Application Development/Electrical and Electronic Repairs

Additional loans can be obtained upon the success of the business, at a moderate interest rate.

MSME FAQ