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DFCC bank a commercial bank offers the best biggest and popular deals and number one promotions in sri lanka suiting your lifestyle needs.

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DFCC Balance Transfer Programme

    • Transfer any outstanding credit card balance to a DFCC Credit Card and live-stress free
      *The minimum balance transfer amount is Rs. 100,000/- and you could transfer up to 90% of the credit limit of your DFCC Bank credit card.
    • Plans available:
      12 Months Plan:       Capital + Processing fee payable in 12 equal monthly instalments
      18 Months Plan: Capital + Processing fee payable in 12 equal monthly instalments
      24 Months Plan: Capital + Processing fee payable in 12 equal monthly instalments
      36 Months Plan: Capital + Processing fee payable in 12 equal monthly instalments
    • Processing Fee:
      12 Months     7%
      18 Months   10%
      24 Months   14%
      36 Months   20%
    • Setup Fee: Waived
    • Offer Period: 25th August to 31st October 2025
      *Joining Fee and 5-year Annual Fee waiver for new customers (Not valid for new companion cards with split limits)
      *Click here to download the Balance Transfer Application form.

Expires on October 31, 2025 (94)-112-350-002

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Offer Duration

25th August to 31st October 2025

Installments

N/A

    1. The Balance Transfer facility is available for all new and existing credit cardholders of DFCC Bank PLC.
    2. The offer is not valid for DFCC Corporate Credit Cards.
    3. The cardholder is entitled to transfer a minimum outstanding balance of Rs. 100,000/- and up to 90% of the approved credit limit as the maximum transfer amount, subject to the available balance of the credit card at the time of applying for the Balance Transfer Facility.
    4. The applicant must email a duly filled Balance Transfer application accompanied by the latest month Other Bank Credit Card (OBC) statement to info@dfccbank.com or handover to the nearest DFCC Bank branch, to avail the facility.
    5. The Cardholder availing the Balance Transfer facility from DFCC Bank PLC as well as the other bank should be the Primary Cardholder.
    6. DFCC Bank PLC has the sole discretion to accept or reject any Balance Transfer application under any given circumstances.
    7. DFCC Bank PLC reserves the right to determine and approve only a portion of the Balance Transfer amount in the event that the Cardholder’s credit limit be insufficient to accommodate the Balance Transfer amount requested.
    8. The Balance Transfer Facility will be processed, subject to the requirements are in order and the DFCC Credit Card and other bank Credit Card be regular and active.
    9. DFCC Bank PLC will remit the approved Balance Transfer amount to the relevant Other Bank Credit Card in the form of CEFT transfer (CEFT charges apply).
    10. The credit limit on the card account will be reduced/ blocked to the extent of the Balance Transfer amount and will be released as and when the monthly installments are billed and paid for in the subsequent months.
    11. In the event the total outstanding including the Balance Transfer installment is not settled on or before the due date of the DFCC Bank Credit Card of a particular month, the unsettled portion will be charged at the prevailing interest rate applicable to the DFCC Bank Credit Card.
    12. The processing fee rate applicable for the Balance Transfer amount will not be applicable for other outstanding balances/ transactions performed on the DFCC Credit Card.
    13. Payments made in excess of the DFCC Bank Card outstanding will not be adjusted against unbilled installments and will hence not result in prepayment of the Balance Transfer amount.
    14. In the event of an early settlement, a fee of 4% will be charged on the remaining outstanding balance of the Balance Transfer amount.
    15. DFCC Bank PLC reserves the right to foreclose the Balance Transfer outstanding and debit the entire outstanding amount to the Credit Card account, in the event that the Cardholder defaults on payment.
    16. DFCC Bank will not be liable and shall not be indemnified against all or any losses incurred in the form of interest, or any over-payment of the other bank Credit Card outstanding, any overdue charges, late payment fees, finance charges, or any other charges/ liabilities of other bank Credit Card mentioned above, due to any payment delays that the Cardholder may incur as a result of failure or delay by DFCC Bank in making the payment before the due date of the Cardholder’s other bank Credit Card.
    17. The terms of this offer shall be in addition to and not in derogation of the terms contained in the Cardholder Agreement. This offer is by way of a special facility for selected Cardholders, and nothing contained herein shall prejudice or affect the Terms and Conditions of the Cardholder Agreement.