Credit-Card-Comparison

Credit Cards
Comparison Tool

A simple clear tool to help you decide which DFCC credit card suits you the best and its features and benefits.

Compare and Find the Right Credit Card For You

Gold Credit Card
DFCC Gold Card
Platinum Credit Card
DFCC Platinum Card
Signature Credit Card
DFCC Signature Card
Premier Infinite Credit Card
DFCC Premier Infinite Card
Eligibility Criteria
Monthly Gross IncomeLKR 20,000LKR 50,000LKR 175,000Fixed Deposit of 5 Mn and Above placed for 1 year
EmploymentSalaried / Self employedSalaried / Self employedSalaried / Self employedSalaried / Self employed
Age18 & Above18 & Above18 & Above18 & Above
Features
Credit LimitLKR 50,000 -199,999LKR 200,000-499,999LKR 500,000 and aboveLKR 1,000,000 and above
Interest Free Period - DaysMin 21 & Max 51 DaysMin 21 & Max 51 DaysMin 21 & Max 51 DaysMin 21 & Max 51 Days
Cash Advance Limit50% of Credit Limit50% of Credit Limit50% of Credit Limit50% of Credit Limit
Minimum Monthly Payment5% of Total Statement Balance5% of Total Statement Balance5% of Total Statement Balance5% of Total Statement Balance
Supplementary Credit Cards for Immediate Family Members6666
Free SMS notifications
75% Loan on Card
Flexi Plans for Purchase Over 10,000 with Nominal Fee
Fees & Charges
Interest Rate28%28%24%24%
Joining FeeLKR 400LKR 1,000FREEFREE
Annual FeeLKR 1,500LKR 2,500LKR 4,500FREE
SupplementaryLKR 750LKR 1,500LKR 1,500FREE
Late Payment FeeLKR 900LKR 900LKR 900LKR 900
Balance Transfer Rate10% for 12 Months & 16% for 24 Months10% for 12 Months & 16% for 24 Months10% for 12 Months & 16% for 24 Months10% for 12 Months & 16% for 24 Months
Cash Advance Rate4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
Digital Banking Channels
Interactive E-Statements
DFCC Pay
Chip Based NFC Enabled Contactless Card
DFCC Wallet
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Additional Features
Travel Insurance
Enhance Security with 24/7 Transaction Monitoring
Rewards & Benefits
1% Cash Back Reward on your Monthly Spend
Minimum Monthly Spend Required to be Eligible Cashback RewardLKR 5,000LKR 5,000LKR 5,000LKR 5,000
Lounge Benefits
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