Credit-Card-Comparison

Credit Cards
Comparison Tool

A simple clear tool to help you decide which DFCC credit card suits you the best and its features and benefits.

Compare and Find the Right Credit Card For You

Gold Credit Card
DFCC Gold Card 		Platinum Credit Card
DFCC Platinum Card 		Signature Credit Card
DFCC Signature Card 		Visa Infinite Credit Card
DFCC Premier Infinite Card 		World Mastercard Credit Card
DFCC World Mastercard Card
Eligibility Criteria
Monthly Gross Income LKR 25,000LKR 50,000LKR 200,000LKR 450,000Rs 300,000
Employment Salaried / Self employed Salaried / Self employed Salaried / Self employed Salaried / Self employed Salaried / Self employed
Primary Cardholder Age 18 Years & Above18 Years & Above18 Years & Above18 Years & Above18 & Above
Features
Credit Limit LKR 25,000 - 99,999LKR 100,000 - 499,999LKR 500,000 - 2,000,000 LKR 750,000 - 3,000,000LKR 500,000 & Above
Interest Free Period - Days Min 21 & Max 51 Days Min 21 & Max 51 Days Min 21 & Max 51 Days Min 21 & Max 51 Days Min 21 & Max 51 Days
Cash Advance Limit 50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available
Minimum Monthly Payment 2.5% of Total Statement Balance/Min LKR 2502.5% of Total Statement Balance/Min LKR 2502.5% of Total Statement Balance/Min LKR 2502.5% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 250
Supplementary Credit Cards for Immediate Family Members 66666
Free SMS notifications
Fees & Charges
Interest Rate 18%18%18%18%18%
Joining Fee LKR 250LKR 250LKR 250LKR 250LKR 250
Annual Fee LKR 1,750LKR 2,750LKR 4,750LKR 5,000LKR 4,750
Supplementary Annual Fee LKR 1,000LKR 1,750LKR 2,000LKR 2,500LKR 1,500
Supplementary Joining Fee LKR 250LKR 250LKR 250LKR 250LKR 250
Replacement Fee LKR 500LKR 500LKR 500LKR 500LKR 500
Over Limit Fee LKR 750LKR 750LKR 750LKR 750LKR 750
Late Payment Fee LKR 1,200LKR 1,200LKR 1,200LKR 1,200LKR 900
Limit Enhancement fee LKR 500LKR 500LKR 500LKR 500LKR 500
Cheque Return Charges LKR 1,000LKR 1,000LKR 1,000LKR 1,000LKR 1,000
Statement Copy Over 3 Months LKR 250LKR 250LKR 250LKR 250LKR 250
Voucher Retrieval LKR 100LKR 100LKR 100LKR 100LKR 100
Loan on Card 75% Of Limit / Balance Available75% Of Limit / Balance Available75% Of Limit / Balance Available75% Of Limit / Balance Available75% Of Limit / Balance Available
Flexi Plans For Purchases Over LKR 10,000 For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000
Balance Transfer Rate
Cash Advance Fee On Billed Amount 5%
(minimum of LKR 500)		5%
(minimum of LKR 500)		5%
(minimum of LKR 500)		5%
(minimum of LKR 500)		5% (minimum of LKR 500)
Exchange Mark Up Fee for Overseas Transactions Up to 3.5%Up to 3.5%Up to 3.5%Up to 3.5%Up to 3.5%
Government Stamp Duty LKR 25 for each LKR 1,000 spent or part thereof for all overseasLKR 25 for each LKR 1,000 spent or part thereof for all overseasLKR 25 for each LKR 1,000 spent or part thereof for all overseas transactionsLKR 25 for each LKR 1,000 spent or part thereof for all overseas transactionsLKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions
Digital Banking Channels
Interactive E-Statements
DFCC Pay
Chip Based NFC Enabled Contactless Card
DFCC Wallet
Inquire for a Credit Card Inquire Now Inquire Now Inquire Now Inquire Now Inquire Now
Additional Features
Travel Insurance
Enhance Security with 24/7 Transaction Monitoring
Rewards & Benefits
1% Cash Back Reward on your Monthly Spend
Lounge Benefits 1 Free Visit Per Year2 Free Visits Per Year1 Visit Free Per Year
Promotions Click to Check Click to Check Click to Check Click to Check Click to Check