Compare and Find the Right Credit Card For You
Gold Credit Card  | Platinum Credit Card  | Signature Credit Card  | Premier Infinite Credit Card  | |
|---|---|---|---|---|
| Eligibility Criteria | ||||
| Monthly Gross Income | LKR 25,000 | LKR 50,000 | LKR 200,000 | Premier Clients with above 10Mn deposits (Individual or Jointly) or Minimum Salary LKR 450,000 to be remitted to DFCC Premier Account |
| Employment | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed |
| Primary Cardholder Age | 18 Years & Above | 18 Years & Above | 18 Years & Above | 18 Years & Above |
| Features | ||||
| Credit Limit | LKR 25,000 - 99,999 | LKR 100,000 - 749,999 | LKR 750,000 - 2,000,000 | LKR 750,000 - 3,000,000 |
| Interest Free Period - Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days |
| Cash Advance Limit | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available |
| Minimum Monthly Payment | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 |
| Supplementary Credit Cards for Immediate Family Members | 6 | 6 | 6 | 6 |
| Free SMS notifications | ||||
| Fees & Charges | ||||
| Interest Rate | 28% | 28% | 24% | 24% |
| Joining Fee | LKR 400 | LKR 1,000 | FREE | FREE |
| Annual Fee | LKR 1,500 | LKR 2,500 | LKR 4,500 | FREE |
| Supplementary Annual Fee | LKR 750 | LKR 1,500 | LKR 1,500 | FREE |
| Supplementary Joining Fee | FREE | FREE | FREE | FREE |
| Replacement Fee | FREE | FREE | FREE | FREE |
| Over Limit Fee | LKR 500 | LKR 500 | FREE | FREE |
| Late Payment Fee | LKR 900 | LKR 900 | LKR 900 | LKR 900 |
| Limit Enhancement fee | FREE | FREE | FREE | FREE |
| Cheque Return Charges | FREE | FREE | FREE | FREE |
| Statement Copy Over 3 Months | LKR 100 | FREE | FREE | FREE |
| Voucher Retrieval | LKR 300 | LKR 300 | LKR 300 | LKR 300 |
| Loan on Card | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available |
| Flexi Plans | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 |
| Balance Transfer Rate | ||||
| Cash Advance Fee On Billed Amount | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) |
| Exchange Mark Up Fee for Overseas Transactions | Up to 2.5% | Up to 2.5% | Up to 2.5% | Up to 2.5% |
| Government Stamp Duty | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions |
| Digital Banking Channels | ||||
| Interactive E-Statements | ||||
| DFCC Pay | ||||
| Chip Based NFC Enabled Contactless Card | ||||
| DFCC Wallet | ||||
| Inquire for a Credit Card | Inquire Now | Inquire Now | Inquire Now | Inquire Now |
| Additional Features | ||||
| Travel Insurance | ||||
| Enhance Security with 24/7 Transaction Monitoring | ||||
| Rewards & Benefits | ||||
| 1% Cash Back Reward on your Monthly Spend | ||||
| Lounge Benefits | 1 Visit Free Per Year | 2 Visits Free Per Year | ||
| Promotions | Click to Check | Click to Check | Click to Check | Click to Check |
