Credit-Card-Comparison

Credit Cards
Comparison Tool

A simple clear tool to help you decide which DFCC credit card suits you the best and its features and benefits.

Compare and Find the Right Credit Card For You

Gold Credit Card
DFCC Gold Card
Platinum Credit Card
DFCC Platinum Card
Signature Credit Card
DFCC Signature Card
Premier Infinite Credit Card
DFCC Premier Infinite Card
Eligibility Criteria
Monthly Gross Income LKR 25,000LKR 50,000LKR 200,000Premier Clients with above 10Mn deposits (Individual or Jointly) or
Minimum Salary LKR 450,000 to be remitted to DFCC Premier Account
Employment Salaried / Self employed Salaried / Self employed Salaried / Self employed Salaried / Self employed
Primary Cardholder Age 18 Years & Above18 Years & Above18 Years & Above18 Years & Above
Features
Credit Limit LKR 25,000 - 99,999LKR 100,000 - 749,999LKR 750,000 - 2,000,000 LKR 750,000 - 3,000,000
Interest Free Period - Days Min 21 & Max 51 Days Min 21 & Max 51 Days Min 21 & Max 51 Days Min 21 & Max 51 Days
Cash Advance Limit 50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available
Minimum Monthly Payment 5% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 250
Supplementary Credit Cards for Immediate Family Members 6666
Free SMS notifications
Fees & Charges
Interest Rate 18%18%18%18%
Joining Fee LKR 400LKR 1,000FREEFREE
Annual Fee LKR 1,500LKR 2,500LKR 4,500FREE
Supplementary Annual Fee LKR 750LKR 1,500LKR 1,500FREE
Supplementary Joining Fee FREEFREEFREEFREE
Replacement Fee FREEFREEFREEFREE
Over Limit Fee LKR 500LKR 500FREEFREE
Late Payment Fee LKR 900LKR 900LKR 900LKR 900
Limit Enhancement fee FREEFREEFREEFREE
Cheque Return Charges FREEFREEFREEFREE
Statement Copy Over 3 Months LKR 100FREEFREEFREE
Voucher Retrieval LKR 300LKR 300LKR 300LKR 300
Loan on Card 75% Of Limit / Balance Available 75% Of Limit / Balance Available 75% Of Limit / Balance Available 75% Of Limit / Balance Available
Flexi Plans For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000
Balance Transfer Rate
Cash Advance Fee On Billed Amount 4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
Exchange Mark Up Fee for Overseas Transactions Up to 2.5%Up to 2.5%Up to 2.5%Up to 2.5%
Government Stamp Duty LKR 25 for each LKR 1,000 spent or part thereof for all overseas LKR 25 for each LKR 1,000 spent or part thereof for all overseas LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions
Digital Banking Channels
Interactive E-Statements
DFCC Pay
Chip Based NFC Enabled Contactless Card
DFCC Wallet
Inquire for a Credit Card Inquire Now Inquire Now Inquire Now Inquire Now
Additional Features
Travel Insurance
Enhance Security with 24/7 Transaction Monitoring
Rewards & Benefits
1% Cash Back Reward on your Monthly Spend
Lounge Benefits 1 Visit Free Per Year2 Visits Free Per Year
Promotions Click to Check Click to Check Click to Check Click to Check