Compare and Find the Right Credit Card For You
Gold Credit Card 
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Platinum Credit Card 
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Signature Credit Card 
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Visa Infinite Credit Card 
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| Eligibility Criteria | ||||
| Monthly Gross Income | LKR 25,000 | LKR 50,000 | LKR 200,000 | LKR 450,000 |
| Employment | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed |
| Primary Cardholder Age | 18 Years & Above | 18 Years & Above | 18 Years & Above | 18 Years & Above |
| Features | ||||
| Credit Limit | LKR 25,000 - 99,999 | LKR 100,000 - 499,999 | LKR 500,000 - 2,000,000 | LKR 750,000 - 3,000,000 |
| Interest Free Period - Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days |
| Cash Advance Limit | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available |
| Minimum Monthly Payment | 2.5% of Total Statement Balance/Min LKR 250 | 2.5% of Total Statement Balance/Min LKR 250 | 2.5% of Total Statement Balance/Min LKR 250 | 2.5% of Total Statement Balance/Min LKR 250 |
| Supplementary Credit Cards for Immediate Family Members | 6 | 6 | 6 | 6 |
| Free SMS notifications | ||||
| Fees & Charges | ||||
| Interest Rate | 18% | 18% | 18% | 18% |
| Joining Fee | LKR 250 | LKR 250 | LKR 250 | LKR 250 |
| Annual Fee | LKR 1,750 | LKR 2,750 | LKR 4,750 | LKR 5,000 |
| Supplementary Annual Fee | LKR 1,000 | LKR 1,750 | LKR 2,000 | LKR 2,500 |
| Supplementary Joining Fee | LKR 250 | LKR 250 | LKR 250 | LKR 250 |
| Replacement Fee | LKR 500 | LKR 500 | LKR 500 | LKR 500 |
| Over Limit Fee | LKR 750 | LKR 750 | LKR 750 | LKR 750 |
| Late Payment Fee | LKR 1,200 | LKR 1,200 | LKR 1,200 | LKR 1,200 |
| Limit Enhancement fee | LKR 500 | LKR 500 | LKR 500 | LKR 500 |
| Cheque Return Charges | LKR 1,000 | LKR 1,000 | LKR 1,000 | LKR 1,000 |
| Statement Copy Over 3 Months | LKR 250 | LKR 250 | LKR 250 | LKR 250 |
| Voucher Retrieval | LKR 100 | LKR 100 | LKR 100 | LKR 100 |
| Loan on Card | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available |
| Flexi Plans | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 |
| Balance Transfer Rate | ||||
| Cash Advance Fee On Billed Amount | 5% (minimum of LKR 500) | 5% (minimum of LKR 500) | 5% (minimum of LKR 500) | 5% (minimum of LKR 500) |
| Exchange Mark Up Fee for Overseas Transactions | Up to 2.5% | Up to 2.5% | Up to 2.5% | Up to 2.5% |
| Government Stamp Duty | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions |
| Digital Banking Channels | ||||
| Interactive E-Statements | ||||
| DFCC Pay | ||||
| Chip Based NFC Enabled Contactless Card | ||||
| DFCC Wallet | ||||
| Inquire for a Credit Card | Inquire Now | Inquire Now | Inquire Now | Inquire Now |
| Additional Features | ||||
| Travel Insurance | ||||
| Enhance Security with 24/7 Transaction Monitoring | ||||
| Rewards & Benefits | ||||
| 1% Cash Back Reward on your Monthly Spend | ||||
| Lounge Benefits | 1 Free Visit Per Year | 2 Free Visits Per Year | ||
| Promotions | Click to Check | Click to Check | Click to Check | Click to Check |
