Credit-Card-Comparison

Credit Cards
Comparison Tool

A simple clear tool to help you decide which DFCC credit card suits you the best and its features and benefits.

Compare and Find the Right Credit Card For You

Gold Credit Card
DFCC Gold Card
Platinum Credit Card
DFCC Platinum Card
Signature Credit Card
DFCC Signature Card
Premier Infinite Credit Card
DFCC Premier Infinite Card
Eligibility Criteria
Monthly Gross IncomeLKR 25,000LKR 75,000LKR 200,000Premier Clients with above 10Mn deposits (Individual or Jointly) or
Minimum Salary LKR 250,000 to be remitted to DFCC Premier Account
EmploymentSalaried / Self employedSalaried / Self employedSalaried / Self employedSalaried / Self employed
Primary Cardholder Age18 Years & Above18 Years & Above18 Years & Above18 Years & Above
Features
Credit LimitLKR 25,000 - 99,999LKR 100,000 - 749,999LKR 750,000 - 2,000,000LKR 750,000 - 3,000,000
Interest Free Period - DaysMin 21 & Max 51 DaysMin 21 & Max 51 DaysMin 21 & Max 51 DaysMin 21 & Max 51 Days
Cash Advance Limit50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available50% of Credit Limit/Balance Available
Minimum Monthly Payment5% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 2505% of Total Statement Balance/Min LKR 250
Supplementary Credit Cards for Immediate Family Members6666
Free SMS notifications
Fees & Charges
Interest Rate28%28%24%24%
Joining FeeLKR 400LKR 1,000FREEFREE
Annual FeeLKR 1,500LKR 2,500LKR 4,500FREE
Supplementary Annual FeeLKR 750LKR 1,500LKR 1,500FREE
Supplementary Joining FeeFREEFREEFREEFREE
Replacement FeeFREEFREEFREEFREE
Over Limit FeeLKR 500LKR 500FREEFREE
Late Payment FeeLKR 900LKR 900LKR 900LKR 900
Limit Enhancement feeFREEFREEFREEFREE
Cheque Return ChargesFREEFREEFREEFREE
Statement Copy Over 3 MonthsLKR 100FREEFREEFREE
Voucher RetrievalLKR 300LKR 300LKR 300LKR 300
Loan on Card75% Of Limit / Balance Available75% Of Limit / Balance Available75% Of Limit / Balance Available75% Of Limit / Balance Available
Flexi Plans For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000For Purchases Over LKR 10,000
Balance Transfer Rate
Cash Advance Fee On Billed Amount4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
4%
(minimum of LKR 250)
Exchange Mark Up Fee for Overseas TransactionsUp to 2.5%Up to 2.5%Up to 2.5%Up to 2.5%
Government Stamp DutyLKR 25 for each LKR 1,000 spent or part thereof for all overseasLKR 25 for each LKR 1,000 spent or part thereof for all overseasLKR 25 for each LKR 1,000 spent or part thereof for all overseas transactionsLKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions
Digital Banking Channels
Interactive E-Statements
DFCC Pay
Chip Based NFC Enabled Contactless Card
DFCC Wallet
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Additional Features
Travel Insurance
Enhance Security with 24/7 Transaction Monitoring
Rewards & Benefits
1% Cash Back Reward on your Monthly Spend
Lounge Benefits1 Visit Free Per Year2 Visits Free Per Year
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