Compare and Find the Right Credit Card For You
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Signature Credit Card ![]() |
Premier Infinite Credit Card ![]() |
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Eligibility Criteria | ||||
Monthly Gross Income | LKR 25,000 | LKR 50,000 | LKR 200,000 | Premier Clients with above 10Mn deposits (Individual or Jointly) or Minimum Salary LKR 450,000 to be remitted to DFCC Premier Account |
Employment | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed |
Primary Cardholder Age | 18 Years & Above | 18 Years & Above | 18 Years & Above | 18 Years & Above |
Features | ||||
Credit Limit | LKR 25,000 - 99,999 | LKR 100,000 - 749,999 | LKR 750,000 - 2,000,000 | LKR 750,000 - 3,000,000 |
Interest Free Period - Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days |
Cash Advance Limit | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available | 50% of Credit Limit/Balance Available |
Minimum Monthly Payment | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 | 5% of Total Statement Balance/Min LKR 250 |
Supplementary Credit Cards for Immediate Family Members | 6 | 6 | 6 | 6 |
Free SMS notifications | ||||
Fees & Charges | ||||
Interest Rate | 18% | 18% | 18% | 18% |
Joining Fee | LKR 400 | LKR 1,000 | FREE | FREE |
Annual Fee | LKR 1,500 | LKR 2,500 | LKR 4,500 | FREE |
Supplementary Annual Fee | LKR 750 | LKR 1,500 | LKR 1,500 | FREE |
Supplementary Joining Fee | FREE | FREE | FREE | FREE |
Replacement Fee | FREE | FREE | FREE | FREE |
Over Limit Fee | LKR 500 | LKR 500 | FREE | FREE |
Late Payment Fee | LKR 900 | LKR 900 | LKR 900 | LKR 900 |
Limit Enhancement fee | FREE | FREE | FREE | FREE |
Cheque Return Charges | FREE | FREE | FREE | FREE |
Statement Copy Over 3 Months | LKR 100 | FREE | FREE | FREE |
Voucher Retrieval | LKR 300 | LKR 300 | LKR 300 | LKR 300 |
Loan on Card | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available | 75% Of Limit / Balance Available |
Flexi Plans | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 | For Purchases Over LKR 10,000 |
Balance Transfer Rate | ||||
Cash Advance Fee On Billed Amount | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) |
Exchange Mark Up Fee for Overseas Transactions | Up to 2.5% | Up to 2.5% | Up to 2.5% | Up to 2.5% |
Government Stamp Duty | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions | LKR 25 for each LKR 1,000 spent or part thereof for all overseas transactions |
Digital Banking Channels | ||||
Interactive E-Statements | ||||
DFCC Pay | ||||
Chip Based NFC Enabled Contactless Card | ||||
DFCC Wallet | ||||
Inquire for a Credit Card | Inquire Now | Inquire Now | Inquire Now | Inquire Now |
Additional Features | ||||
Travel Insurance | ||||
Enhance Security with 24/7 Transaction Monitoring | ||||
Rewards & Benefits | ||||
1% Cash Back Reward on your Monthly Spend | ||||
Lounge Benefits | 1 Visit Free Per Year | 2 Visits Free Per Year | ||
Promotions | Click to Check | Click to Check | Click to Check | Click to Check |