Compare and Find the Right Credit Card For You
Gold Credit Card  | Platinum Credit Card  | Signature Credit Card  | Premier Infinite Credit Card  | |
|---|---|---|---|---|
| Eligibility Criteria | ||||
| Monthly Gross Income | LKR 20,000 | LKR 50,000 | LKR 175,000 | Fixed Deposit of 5 Mn and Above placed for 1 year |
| Employment | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed | Salaried / Self employed |
| Age | 18 & Above | 18 & Above | 18 & Above | 18 & Above |
| Features | ||||
| Credit Limit | LKR 50,000 -199,999 | LKR 200,000-499,999 | LKR 500,000 and above | LKR 1,000,000 and above |
| Interest Free Period - Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days | Min 21 & Max 51 Days |
| Cash Advance Limit | 50% of Credit Limit | 50% of Credit Limit | 50% of Credit Limit | 50% of Credit Limit |
| Minimum Monthly Payment | 5% of Total Statement Balance | 5% of Total Statement Balance | 5% of Total Statement Balance | 5% of Total Statement Balance |
| Supplementary Credit Cards for Immediate Family Members | 6 | 6 | 6 | 6 |
| Free SMS notifications | ||||
| 75% Loan on Card | ||||
| Flexi Plans for Purchase Over 10,000 with Nominal Fee | ||||
| Fees & Charges | ||||
| Interest Rate | 28% | 28% | 24% | 24% |
| Joining Fee | LKR 400 | LKR 1,000 | FREE | FREE |
| Annual Fee | LKR 1,500 | LKR 2,500 | LKR 4,500 | FREE |
| Supplementary | LKR 750 | LKR 1,500 | LKR 1,500 | FREE |
| Late Payment Fee | LKR 900 | LKR 900 | LKR 900 | LKR 900 |
| Balance Transfer Rate | 10% for 12 Months & 16% for 24 Months | 10% for 12 Months & 16% for 24 Months | 10% for 12 Months & 16% for 24 Months | 10% for 12 Months & 16% for 24 Months |
| Cash Advance Rate | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) | 4% (minimum of LKR 250) |
| Digital Banking Channels | ||||
| Interactive E-Statements | ||||
| DFCC Pay | ||||
| Chip Based NFC Enabled Contactless Card | ||||
| DFCC Wallet | ||||
| Apply for a Credit Card | Apply Now | Apply Now | Apply Now | Apply Now |
| Additional Features | ||||
| Travel Insurance | ||||
| Enhance Security with 24/7 Transaction Monitoring | ||||
| Rewards & Benefits | ||||
| 1% Cash Back Reward on your Monthly Spend | ||||
| Minimum Monthly Spend Required to be Eligible Cashback Reward | LKR 5,000 | LKR 5,000 | LKR 5,000 | LKR 5,000 |
| Lounge Benefits | ||||
| Promotions | Click to Check | Click to Check | Click to Check | Click to Check |
